BOB Snapdeal credit card current rewards program details

[nirmaltvd]

Many changes in bob Snapdeal credit card reward program after July.
Previously was getting rewards points for star health insurance payment but now not tracking.
Used textile store got rewards around 3%
Used Justdial no idea got reward
Used Vi site no rewards got
Any idea where we can use this card apart from Amazon, Flipkart like sites

Also how this rewards points calculated?
On UPI and physical card uses.
Please help to know about this

 

[Abhishek012]

Mai kuch bolunga toh vivad ho jayega.

 

[VISHESH_BANSAL]

Many changes in bob Snapdeal credit card reward program after July.
Previously was getting rewards points for star health insurance payment but now not tracking.
Used textile store got rewards around 3%
Used Justdial no idea got reward
Used Vi site no rewards got
Any idea where we can use this card apart from Amazon, Flipkart like sites

Also how this rewards points calculated?
On UPI and physical card uses.
Please help to know about this

Certain MCCs are excluded after 15th july'24

Search the forum and Read about changes made.

 

[nirmaltvd]

Certain MCCs are excluded after 15th july'24

Search the forum and Read about changes made.

Thanks bro.
I searched but only the mcc details pdf only seen. No information about how calculating reward points.
How much for UPI payment, how much for card payment, maximum rewards on both etc etc.
So please share the links, will be very helpful

 

[VISHESH_BANSAL]

Thanks bro.
I searched but only the mcc details pdf only seen. No information about how calculating reward points.
How much for UPI payment,

1% upto 125 for UPI Txns*

how much for card payment, maximum rewards on both etc etc.
So please share the links, will be very helpful

2.5% upto 833 for Card Txns, after that 1% Unlimited*

*0% on Excluded MCCs Txns

 

[bigbyte]

1% upto 125 for UPI Txns*

2.5% upto 833 for Card Txns, after that 1% Unlimited*

*0% on Excluded MCCs Txns

Short and sweet answer hai ye.
Abhi pdf dekh ke apna dimaag mat lagaana aur upar jo likha hai usse satya Maan ke follow Karo.

 

[bigbyte]

Mai kuch bolunga toh vivad ho jayega.

Bhaiya aap kab in vivaadon se dare ho aaj tak.

 

[nirmaltvd]

1% upto 125 for UPI Txns*

2.5% upto 833 for Card Txns, after that 1% Unlimited*

*0% on Excluded MCCs Txns

Will you please help which sites transaction gets reward. Not so good in MCC details.
Need fastag, mobile recharge, bill payment

 

[VISHESH_BANSAL]

Will you please help which sites transaction gets reward. Not so good in MCC details.
Need fastag, mobile recharge, bill payment

Load Payzapp Wallet First and then Do spend anywhere you want using Payzapp Prepaid Card or Payzapp Wallet UPI

 

[SonyTom]

2.5% upto 833 for Card Tx

Read that it was 2.5% upto ₹500 per statement on online transactions. Is the above mentioned upto ₹833 for card transactions a revision after July 15, 2024

 

[VISHESH_BANSAL]

Read that it was 2.5% upto ₹500 per statement on online transactions. Is the above mentioned upto ₹833 for card transactions a revision after July 15, 2024

It is Since Card Launch Date.

BOB Interpretation is different for 10X.

It is further divided in to 4X which has no Capping and 6X which is actually capped to 2000 Points.

For every Txn BOB Calcutes 4X and 6X separately.

Now do your calculations amd you will find it is 2.5% upto ₹833

 

[SonyTom]

It is Since Card Launch Date.

BOB Interpretation is different for 10X.

It is further divided in to 4X which has no Capping and 6X which is actually capped to 2000 Points.

For every Txn BOB Calcutes 4X and 6X separately.

Now do your calculations amd you will find it is 2.5% upto ₹833

Great info. Thanks Bro

 

[SonyTom]

So I guess after eterna, Snap deal is the best card from bob.

But since they have excluded Transportation and Utilities it’s difficult to utilize the card properly.
(Rent/Education/Govt/Insurance is excluded as in most cards)
The only things remaining is wallet load (where most wallets charge 2.5%)
and Ecom- where there are other cards which give 5%.

Whereto use this is the big question

 

[ARJUN5]

It is Since Card Launch Date.

BOB Interpretation is different for 10X.

It is further divided in to 4X which has no Capping and 6X which is actually capped to 2000 Points.

For every Txn BOB Calcutes 4X and 6X separately.

Now do your calculations amd you will find it is 2.5% upto ₹833

Basically you get 6 RP for every Rs 100 spend likewise to hit upper limit of 2k RP you need to spend 33,333 which will provide 2000RP @6X and 1333RP @4X which sums up to 3333RP equivalent to Rs 833.

However I read in forum BOB is infamous for blocking card for frequent Wallet transactions. Not verified myself. Existing users can update for others awareness.

@VISHESH_BANSAL @SSV @Abhishek012