Business Regalia to Regalia conversion

[mvsaikrishna666]

1. I'm currently using Business money back credit card. I got offer to upgrade to Business regalia. But I need normal regalia card. Can I accept the Business regalia offer and ask bank to convert it to normal regalia? I'm a salaried professional. But my agent marked my profile as self-employed and got me business money-back card last year.

2. I'm a preferred customer. Can I ask my RM for a LTF upgrade?

 

[Mr. Aman]

1. I'm currently using Business money back credit card. I got offer to upgrade to Business regalia. But I need normal regalia card. Can I accept the Business regalia offer and ask bank to convert it to normal regalia? I'm a salaried professional. But my agent marked my profile as self-employed and got me business money-back card last year.

2. I'm a preferred customer. Can I ask my RM for a LTF upgrade?

is the any difference in offers or reward in regalia business or normal regalia if yes so please tell what are the ???

 

[Riteshavenger]

I too have business regalia i tried to change to regular regalia visiting bank. But bank executive denied. She said in order to get regular regalia i will have to close business regalia card and apply for new card with new process.

 

[Venky]

Business Regalia is normally issued to people who are self employed and the normal Regalia is issued to salaried individuals. Since you’re a Salaried person but your details mention that you’re self employed you’ll have to see if you can change that specific option via customer care.

Moreover its almost the same. All offers and stuff will be the same. There are some further cashbacks on Business spends that you’ll get and the con is there are a few apps like BharatNXT that charge more on Business credit cards.