Can anyone review my credit card portfolio??

[vchouksey80]

Hi All,

Apologies for posting this as it might be discussed in different threads.

I have below credit cards in my portfolio, can anyone please review and suggest any improvement or new idea -

Oldest one - ICICI Coral CC - 12.5lac - LTF
SBI simplyClick - 1lac Chargeable
OneCard - 9.5lac - LTF
Axis Flipkart - 1Lac - Chargeable
Axis Airtel - 5lac - Chargeable
Amex MRCC - Referral Card - 50k FYF
Tata Neu HDFC Infinity - 7.5lac LTF
KIWI - 2lac FYF Neon

I'm earning 2LPM and have 5 - 6 lac yearly spending

 

[helloworld]

Thread 'Guide to suggest a credit card - Basic requirements'

Sep 28, 2024

How to Choose the Right Credit Card for You

Simply looking at your CIBIL score or listing your existing cards won't help determine the most suitable credit card for you. To make an informed choice, you need to consider various factors.

Key Steps to Select a Credit Card:​

1. Identify Your Spending Categories
   
   Look at your monthly or annual expenses and categorize them. This will help determine which card gives the best rewards for your spending pattern.
   
   Example:
   • Amazon: ₹5,000
   • BigBasket: ₹5,000
   • Offline Grocery: ₹10,000...

• helloworld
• Replies: 8
• Forum: Suggest me a Credit Card

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