Can i prepay my emi without foreclosing it?

[sonuyos]

I have an EMI of 892.71 that has 3 cycles left.

If i pay 892.71 x 3 = 2678.13

I will regain my whole limit on my ICICI card.

Can i do it as it is getting a bit tedious?

I dont use the card for anything except this 1 emi.

 

[helloworld]

sometimes they automatically deduct each month, in that case you don't have to pay.

but most of the time, they reject or refund in that case you have to pay remaining months.

suggest you to pre-close it at max. you'll pay 100rs. extra.. it will be better and peace of mind.

 

[sonuyos]

sometimes they automatically deduct each month, in that case you don't have to pay.

but most of the time, they reject or refund in that case you have to pay remaining months.

suggest you to pre-close it at max. you'll pay 100rs. extra.. it will be better and peace of mind.

nah, i aint paying even a penny more than required. Would rather deal with hassle.

 

[helloworld]

nah, i aint paying even a penny more than required. Would rather deal with hassle.

then pay 2678.13 and see. Unless they reverse you dont have to do anything.