Can I use Kisan Credit Card for C2C applications?

[Deleted member 22132]

Hi, I am 22M Student, almost 23. I have a Kisan Credit Card of limit 9.90L. My father farms on the land, but the land and the KCC is in my name.

I don't have an ITR. I don't know what its called in tax language, but since its hard to track agriculture income, so my father files the mandatory few percent (%) or something close to tax of total income of the land, as Income Tax in my name. So, I don't have ITR for C2C application. (If anyone knows what its called, please do tell me 🙏)


So, I was wondering can I use this to apply for card to card application for a good card like Infinia, Magnus, or other travel cards for flights or even other such cards in this category. I don't want to apply for many, just one good card would suffice.

Thank you. 🙏

 

[D₹V]

Hi, I am 22M Student, almost 23. I have a Kisan Credit Card of limit 9.90L. My father farms on the land, but the land and the KCC is in my name.

I don't have an ITR. I don't know what its called in tax language, but since its hard to track agriculture income, so my father files the mandatory few percent (%) or something close to tax of total income of the land, as Income Tax in my name. So, I don't have ITR for C2C application. (If anyone knows what its called, please do tell me 🙏)


So, I was wondering can I use this to apply for card to card application for a good card like Infinia, Magnus, or other travel cards for flights or even other such cards in this category. I don't want to apply for many, just one good card would suffice.

Thank you. 🙏

Why not? You can apply I believe.

After all, it's a credit card.

 

[Deleted member 11974]

no i dont think it will be considered
kcc is specifically for farmers

 

[romilq]

No. KCC has land as collateral. I don’t think you can give secured cards for C2C application.