Can you change threshold amount and resultant balance online* in sb plus (auto sweep) account?

[Tushar_]

So I have a normal savings account in SBI, I don't have a debit card linked to it, I enabled internet banking by submitting form to the branch, I don't want to order their physical debit card* recently SBI launched their virtual debit card which is not available on all accounts and provide reward points too. It's available on sb plus account, so once you convert account to sb plus you can generate a virtual debit card I can use the card to do online transactions as my icici mine account don't provide any reward points on card transactions, I use icici bank for my day to day transactions and the sbi account usually stays idle. I am still a student I may use the SBI account in future to park money so I was wondering if anyone own an SB plus account you can share if the threshold amount and resultant balance can be modified later online or do I have to visit branch if I want to change it in future and also is it even possible to convert to again in a normal account if I want in future?

 

[Anupama_Jha]

So I have a normal savings account in SBI, I don't have a debit card linked to it, I enabled internet banking by submitting form to the branch, I don't want to order their physical debit card* recently SBI launched their virtual debit card which is not available on all accounts and provide reward points too. It's available on sb plus account, so once you convert account to sb plus you can generate a virtual debit card I can use the card to do online transactions as my icici mine account don't provide any reward points on card transactions, I use icici bank for my day to day transactions and the sbi account usually stays idle. I am still a student I may use the SBI account in future to park money so I was wondering if anyone own an SB plus account you can share if the threshold amount and resultant balance can be modified later online or do I have to visit branch if

No, u have to visit branch. But I am asking what's the issue with auto sweep ?

I want to change it in future and also is it even possible to convert to again in a normal account if I want in future?

Yes, write application for request for scheme code change from SBCHQ-SBP-GEN-PUB-IND-ALL-INR to SBCHQ-SB-GEN-PUB-IND-ALL-INR

 

[Tushar_]

I am asking if there is option to change the threshold and resultent amount later?

 

[harshn]

I am asking if there is option to change the threshold and resultent amount later?

Once I chose that feature called MOD from SBI net banking , after that I could not switch back to normal account so I had to visit branch and had given an application to convert my account to normal savings from MOD.
Also that limit is 25k , and FD breaking prematurely has penalty in SBI(only Kotak provides penalty free Active money feature that's y i love kotak) so no use of that MOD / SBP in SBI.

 

[Anupama_Jha]

Once I chose that feature called MOD from SBI net banking , after that I could not switch back to normal account so I had to visit branch and had given an application to convert my account to normal savings from MOD.
Also that limit is 25k , and FD breaking prematurely has penalty in SBI(only Kotak provides penalty free Active money feature that's y i love kotak) so no use of that MOD / SBP in SBI.

Bhai can u share application copy.

Mera BM kuch jyada hi smart and knowledgeable hai

 

[harshn]

Bhai can u share application copy.

Mera BM kuch jyada hi smart and knowledgeable hai

I don't have that copy or any photo that was 2 years back , only write down that change my account to normal SB and remove MOD.
If that branch doesn't agree , try another branch and then change home branch accordingly in net banking and get it done.
Customer care ek hi line bolenge : "aap apni home branch visit kare"