Only Premium & Super Premium Cards Discussion

[Abhishek012]

Can you guys tell the Merchant category and Merchant code of this merchants ?

Instant Mudra Technology

BharatNXT (Utility category and MCC: 4900, right?)

Accupayd Tech Pvt Ltd

Paypermint Pvt Ltd (dba Payabhi)

Big Store (dba BigStore.org)

Facebook SI

Brainum Payments Pvt Ltd (dba Payagent)

Spay Tech Pvt Ltd (snapay app, Utility category and MCC: 4900, right?)

Vasi Gateways Pvt Ltd (dba runpaisa.com)

Slenpay Pvt Ltd (dba slenpay.in)

Electronic Cash and Payment Solutions (s) Pte. Ltd (dba Ecaps.in)

Speckle Internet Solutions (dba Paymatrix.in)

 

[chenrichy]

Mostly its categorized under Utility MCC @ 4900 imo

 

[ADITYA1904]

they temporarily put block on my er account thanks to bhartnxt but they are all genuine transactions and also done all transactions like all lifestyle transactions like hotels, restaurants, travel, medical, entertainment, giftedge giftcards, grocery, supermarkets, utilities, fuel and all…still they block, whenever person didn’t accept payment via card like pos, upi on credit card and only insist pay via normal bank upi, i paid via credit card via bhartnxt so I don’t know what is the problem…never done a business transaction on bhartnxt or any ms or any rotation…i mailed them to unblock lets wait for reply…any suggestions to unblock?

 

[chenrichy]

they temporarily put block on my er account thanks to bhartnxt but they are all genuine transactions and also done all transactions like all lifestyle transactions like hotels, restaurants, travel, medical, entertainment, giftedge giftcards, grocery, supermarkets, utilities, fuel and all…still they block, whenever person didn’t accept payment via card like pos, upi on credit card and only insist pay via normal bank upi, i paid via credit card via bhartnxt so I don’t know what is the problem…never done a business transaction on bhartnxt or any ms or any rotation…i mailed them to unblock lets wait for reply…any suggestions to unblock?

Let us know if you got any response from them 🙂

 

[ADITYA1904]

Now how can i get invoice from milkman, local grocery shop, builder, car repair, advocate fee and all?

 

[ADITYA1904]

Let us know if you got any response from them 🙂

Yes they said send all invoices and personal expenses invoice to us

 

[ADITYA1904]

i think milkman even dont have invoice book

 

[ADITYA1904]

Please give some solutions if possible…

 

[ADITYA1904]

Well if i submit all the genuine documents to axis and they unblock, they will give me the extra 50k points for this all harassment? 😌

 

[VISHESH_BANSAL]

Now how can i get invoice from milkman, local grocery shop, builder, car repair, advocate fee and all?

You Should use Paytm Wallet for these Payments, where Merchants are not accepting Credit Cards Directly.

Mostly everyone Accepts Paytm wallet.

You can easily share the Payments screenshot with Axis, if you did these txns via Paytm wallet.

You yourself dig a pit by routing these txns via BharatNXT.

 

[ADITYA1904]

Y

You Should use Paytm Wallet for these Payments, where Merchants are not accepting Credit Cards Directly.

Mostly every One Accepts Paytm wallet.

You can easily share Payments screenshot if you did these txns via Paytm wallet.

Yes but paytm charges are very high…

 

[VISHESH_BANSAL]

Paytm is charging only 2.35%, and even giving Fuel Cashback of 300.

So Effectively with fuel Cashback, only.
0-1% are the Actual charges.

 

[ADITYA1904]

What is the purpose of credit card, you can pay via cc and if eligible get rewards points so why not use is if can pay them…and its not commercial or business transaction, i dont have any business, i am simple dr and see pt consultation…

 

[VISHESH_BANSAL]

What is the purpose of credit card, you can pay via cc and if eligible get rewards points so why not use is if can pay them…and its not commercial or business transaction, i dont have any business, i am simple dr and see pt consultation…

For you it is not commercial, but Bank want proofs, so now it is big headache to give justifications for such day to day payments, which you mentioned.

BhartNXT ka itna missue ho raha thha,
Ki geniune Spenders bhi Nishane pe aajate hai.

That is why I hate Rotation using Credit Cards

 

[ADITYA1904]

For you it is not commercial, but Bank want proofs, so now it is big headache to give justifications for such day to day payments, which you mentioned.

BhartNXT ka itna missue ho raha thha. Ki geniune Spenders bhi Nishane pe aajte hai.

That is why I hate Rotation using Credit Cards

You are right, never use bharatnxt…but you know all merchants and people became very smart, to avoid mdr charges they only give personal upi qr code so cant pay them via cc, you have to use bank account only…

 

[Abhishek012]

Mostly its categorized under Utility MCC @ 4900 imo

All merchants ?

 

[chenrichy]

All merchants ?

Almost all... Any one pls confirm!?

 

[S.S.]

You are right, never use bharatnxt…but you know all merchants and people became very smart, to avoid mdr charges they only give personal upi qr code so cant pay them via cc, you have to use bank account only…

U seem distressed, download reciept from Google and give them 1000's they will stop bothering you.