DCB Cancel DCB EMI to avoid interest.

[abhishekkjain]

Made a transacrion on Amazon using DCB CC. Pay in full was not giving any discount while 6 month EMI was getting 10% off. How to cancel EMI now to avoid paying charges and interest?

Transaction date: 03/03/2025 (today).


Thanks in advance.

 

[abhishekkjain]

Also this is personal credit card used for business purchase. Any implications on GST or anything?

 

[abhishekkjain]

Bank is saying you will have to pay charges for cancellation under different heads. Upon looking into the mycards I see following:





Does any one know? I learnt that https://www.desidime.com/discussions/no-cost-emi-cancellation-guide no cost emi cancellation is very different from emi like this one.