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Cancelled my stanchart ultimate card. What is the replacement?

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zephyr0

zephyr0

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I have cancelled my standard charted ultimate card as they weren't willing to remove the annual CC fees, and their redemption options have been shrinking since last year. Now that the card has been cancelled, what are the options in the Super Premium segment?

I can only see the Yes Bank Marquee card, which is decently attractive. BTW, I hold an Infinia and Axis Magnus (Burgundy) card. Looking forward to hearing from the community.
 
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Yes.... Marquee is a good card to have. But why do you need any other card given that you have MB and Infinia? Do you have any spend categories not covered by above cards for which you need replacement?

IDFC wealth covers some of the exclusion categories of above two cards, namely wallet loads and Govt spends
 
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zephyr0 said:
I have cancelled my standard charted ultimate card as they weren't willing to remove the annual CC fees, and their redemption options have been shrinking since last year. Now that the card has been cancelled, what are the options in the Super Premium segment?

I can only see the Yes Bank Marquee card, which is decently attractive. BTW, I hold an Infinia and Axis Magnus (Burgundy) card. Looking forward to hearing from the community.
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First of all my many hearty Congratulations 👏👏 to you on getting rid of the most useless super premium card !!!
Now coming to next question..
What are you looking for in your ultimate replacement…
As suggested by comrades, Yes Marquee and IDFC wealth are good choices and you may consider Amex plat travel as well for diversity
 
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There are three specific areas where SC ultimate was good - insurance, govt spending (property tax, income tax etc.) & residential society/rent payments. In the past, SC used to run 10X offers for insurance. They always gave rewards for govt spend & rent. I am missing it 😞.

It seems that IDFC wealth gives rewards for govt spend. Rent payment is an area where every CC is removing offers. Insurance is the one area where there are no special offers from anyone.
 
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Marquee doesn't make sense with the devaluations, ( Wallet excluded and Surcharge on Utility).
Since you already hold the top 2 mainstream cards, don't bother with another one.
 
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I have also closed my SC Ultimate today. I didn’t even ask to annual fee reversal.

If you have Infinia + IDFC wealth combo, most of your spends should be covered.
 
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Now that IDFC wealth card has been devalued (gives 3X for govt spend), what other card can I opt form Does anyone know what is the reward rate for Marquee card for online government spend?
 
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