Card for Father (self employed)

[D7162]

Hi,
I want to apply credit card for my father. He has cibil around 767. Don't have any previous credit card

Which card should I start. Only criteria is higher limit. After first card with higher limit, i will apply for other cards on C2C basis.

Checked Neu app, it is giving basic card with 24000 limit so didn't opted. One card is also available but didn't checked yet. Any other idea ??

 

[Tejo]

Hi,
I want to apply credit card for my father. He has cibil around 767. Don't have any previous credit card

Which card should I start. Only criteria is higher limit. After first card with higher limit, i will apply for other cards on C2C basis.

Checked Neu app, it is giving basic card with 24000 limit so didn't opted. One card is also available but didn't checked yet. Any other idea ??

Try kotak, they are giving high limit. Physical verification or itr.

 

[D7162]

Try kotak, they are giving high limit. Physical verification or itr.

Thanks for the quick response, any specific variant suggestions? I hold so many cards but never attracted towards Kotak

 

[phagocyte536]

Thanks for the quick response, any specific variant suggestions? I hold so many cards but never attracted towards Kotak

Currently Kotak League is LTF

 

[COSMOCRAT]

ICICI Apay tends to give high limits and more accessible limit enhancements after a year or so.

 

[D7162]

ICICI Apay tends to give high limits and more accessible limit enhancements after a year or so.

It asks for video kyc. What normally they ask ? I am not so confident about video kyc for Father. Is there a way for offline kyc?

 

[COSMOCRAT]

It asks for video kyc. What normally they ask ? I am not so confident about video kyc for Father. Is there a way for offline kyc?

Dunno. I already had a bank acc with them so got it without any docs and VKYC.

 

[NOOBY]

ICICI Apay tends to give high limits and more accessible limit enhancements after a year or so.

ICICI has been quite good with me regarding limits, but at the same time very bad with my cousins 😛

even after him, using the cc every month for last 1.5 year as primary card on amazon and outside(online/offline) both , limit is still 75k without any LE xD

 

[D7162]

ICICI has been quite good with me regarding limits, but at the same time very bad with my cousins 😛

even after him, using the cc every month for last 1.5 year as primary card on amazon and outside(online/offline) both , limit is still 75k without any LE xD

Yeah I noticed that too. I am using card from more than 10 years and very slow LE while found few users getting like anything

 

[vn_1]

It asks for video kyc. What normally they ask ? I am not so confident about video kyc for Father. Is there a way for offline kyc?

Basically nothing. They don't even ask your name or profession or income details. They might ask for date of birth or parents' name for confirmation. They will ask you to show your pan card on camera and then they will take your selfie.

 

[D7162]

Basically nothing. They don't even ask your name or profession or income details. They might ask for date of birth or parents' name for confirmation. They will ask you to show your pan card on camera and then they will take your selfie.

Ok thanks for the info