Card for international education fee payment (~4.5 lac)

[enlightedinvestor]

Hi,

I am looking for card that can give best rewards on educational spends (except AMEX). I have to pay to university directly in USD. I was thinking to get Atlas as I am eligible as per app. Please guide. I have following cards. Also, if I apply to Axis Atlas through Earnkaro (or any other portal if you would recommend as existing Axis Customer, will there be CIBIL enquiry done or required more documents than applying directly on app.

ICICI AMAZON
HDFC MILLENIA
IDFC MILLENIA
AXIS MY ZONE
SBI CASHBACK
AU XCITE ACE
INDUSIND LEGEND
KOTAK PLATINUM
ICICI CORAL
TATA NEU
FEDERAL IMPERIO
HSBC CASHBACK
SBI SimplySave
RBL World Safari
HDFC UPI
HDFC MONEYBACK
FEDERAL RUPAY
Scapia

 

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Thread '[PLEASE HELP] Best Credit Card for Paying CA$75,000 (45L) in University Fees?'

Feb 26, 2025

I'm looking for an Indian credit card that offers a net positive return on university fee payments made through the university's payment portal. The portal charges a 2.5% processing fee for credit card transactions, plus the card's foreign exchange markup.

Here are some key details:

• My annual university fees are approximately CA$75,000 (~₹74.5 lakh).
• Payments can be made in multiple transactions, so credit limit isn't a concern.
• I'm looking for maximum rewards, cashback, or benefits that could offset or exceed the 2.5% processing fee and forex charges.

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• bloodaxe456
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