CardyOz Mobile App- A Privacy-First, Offline Credit Card Manager (No Data Leaves Your Phone!)

[imdjay]

Hi everyone,

I've just released my new app, CardyOz, on the Google Play Store and I'd love for you to try it out and give me some feedback.

Play Store Link: https://play.google.com/store/apps/details?id=com.djay.cardyoz

📱 What is it?​

CardyOz is a smart credit card manager that automatically tracks your statements, payments, and due dates by reading your bank SMS. It organizes everything into a clean dashboard so you never miss a payment.

🔒 Privacy First (The Important Part)​

I know giving SMS permissions can be scary, so I built this app with a strict Local-Only policy:

• No SMS Data Upload: Your SMS messages are processed locally on your device. They are never sent to any server.
• Offline Functionality: The core features (parsing SMS, dashboard, notifications) work 100% offline.
• Internet Usage: The app only uses the internet to display AdMob ads. That's it.
• Trust but Verify: If you're skeptical (which is good!), you can completely block internet access for the app in your phone settings. It will still work perfectly fine (minus the ads).

✨ Key Features​

• Auto-Tracking: Automatically detects statements and payments for major Indian banks (HDFC, ICICI, Axis, etc.).
• Smart Dashboard: See total due, minimum due, and due dates at a glance.
• Payment Linking: Automatically links payments to statements.
• Background Sync: Keeps your data updated even when the app is closed.

I'm looking for testers to help verify if it works correctly with different bank SMS formats. If you encounter any issues or have suggestions, please let me know here!

Thanks for checking it out!

 

[hender]

Hi everyone,

I've just released my new app, CardyOz, on the Google Play Store and I'd love for you to try it out and give me some feedback.

Play Store Link: https://play.google.com/store/apps/details?id=com.djay.cardyoz

📱 What is it?​

CardyOz is a smart credit card manager that automatically tracks your statements, payments, and due dates by reading your bank SMS. It organizes everything into a clean dashboard so you never miss a payment.

🔒 Privacy First (The Important Part)​

I know giving SMS permissions can be scary, so I built this app with a strict Local-Only policy:

• No SMS Data Upload: Your SMS messages are processed locally on your device. They are never sent to any server.
• Offline Functionality: The core features (parsing SMS, dashboard, notifications) work 100% offline.
• Internet Usage: The app only uses the internet to display AdMob ads. That's it.
• Trust but Verify: If you're skeptical (which is good!), you can completely block internet access for the app in your phone settings. It will still work perfectly fine (minus the ads).

✨ Key Features​

• Auto-Tracking: Automatically detects statements and payments for major Indian banks (HDFC, ICICI, Axis, etc.).
• Smart Dashboard: See total due, minimum due, and due dates at a glance.
• Payment Linking: Automatically links payments to statements.
• Background Sync: Keeps your data updated even when the app is closed.

I'm looking for testers to help verify if it works correctly with different bank SMS formats. If you encounter any issues or have suggestions, please let me know here!

Thanks for checking it out!

AppRerum is your Company DJ ⁉️

 

[imdjay]

Hi everyone,

I've just released my new app, CardyOz, on the Google Play Store and I'd love for you to try it out and give me some feedback.

Play Store Link: https://play.google.com/store/apps/details?id=com.djay.cardyoz

📱 What is it?​

CardyOz is a smart credit card manager that automatically tracks your statements, payments, and due dates by reading your bank SMS. It organizes everything into a clean dashboard so you never miss a payment.

🔒 Privacy First (The Important Part)​

I know giving SMS permissions can be scary, so I built this app with a strict Local-Only policy:

• No SMS Data Upload: Your SMS messages are processed locally on your device. They are never sent to any server.
• Offline Functionality: The core features (parsing SMS, dashboard, notifications) work 100% offline.
• Internet Usage: The app only uses the internet to display AdMob ads. That's it.
• Trust but Verify: If you're skeptical (which is good!), you can completely block internet access for the app in your phone settings. It will still work perfectly fine (minus the ads).

✨ Key Features​

• Auto-Tracking: Automatically detects statements and payments for major Indian banks (HDFC, ICICI, Axis, etc.).
• Smart Dashboard: See total due, minimum due, and due dates at a glance.
• Payment Linking: Automatically links payments to statements.
• Background Sync: Keeps your data updated even when the app is closed.

I'm looking for testers to help verify if it works correctly with different bank SMS formats. If you encounter any issues or have suggestions, please let me know here!

Thanks for checking it out!

Upon first launch, the app scans all messages. After this initial scan, I advise you clear any unnecessary or incorrect data. The app currently has many bugs and issues with fake statements and payment identification. Please bear with us and provide suggestions and feedback so we can continue improving.

 

[moneyMaker]

Nice going! Was planning to make such an app but didn't get time.

What's the tech stack and are you planning any biz model, perhaps IAP to unlock premium features?