CC bill payment

[Thor04]

hi guys I have sbi cc, idfc cc... I have sbi dc, hdfc millenia dc and kotak 811 dc... can u tell how to pay my credit card bill with maximum reward points ... thanks

 

[s1t2y3a3m6]

Millennia se hdfc billpay se payment karo for 2.5% cashback upto 400

 

[Thor04]

Millennia se hdfc billpay se payment karo for 2.5% cashback upto 400

hdfc billpay? from hdfc mobile banking app?

 

[Deleted member 11974]

there are many threads available on this topic
pls go through them

 

[s1t2y3a3m6]

hdfc billpay? from hdfc mobile banking app?

Y e s

 

[desiviru]

Millennia se hdfc billpay se payment karo for 2.5% cashback upto 400

Has SBI Unipay stopped giving cashback on CC bill via Millennia DC on their portal.

 

[Gkcards]

whats best way to pay HDFC Credit card bill and get some points or cashback in the process

 

[6ix9ine]

whats best way to pay HDFC Credit card bill and get some points or cashback in the process

Insufficient info, please state which banks DCs you have. There are multiple ways but it depends on your debit cards.

 

[Gkcards]

Insufficient info, please state which banks DCs you have. There are multiple ways but it depends on your debit cards.

I have Axis/HDFC/ICICI DC

 

[6ix9ine]

I have Axis/HDFC/ICICI DC

In that case, HDFC DC is your best friend. (Your answer is in 4th point)

1. If you have a Millennia DC or Platinum DC, you can use HDFC BillPay to pay your credit card bills. Just make sure that, when you select the payment method, you choose 'Debit Card' instead of 'Net Banking.'

2. The major difference between the two is: Platinum can help you earn 750 (1%, max cap: 75,000) cashback in a month, whereas Millennia will get you 400 (2.5%, max cap: 16,000) cashback in a month.

3. t takes 90 days for the cashback to process in the case of Millennia, whereas it takes only 2-3 working days for Platinum.

4. You can pay almost all banks CC bills through HDFC BillPay except HDFC Bank's own credit cards. For that, you can use SBI Unipay or JioFinance and once again, make sure to choose "debit card" while you make payment.

 

[Gkcards]

In that case, HDFC DC is your best friend. (Your answer is in 4th point)

1. If you have a Millennia DC or Platinum DC, you can use HDFC BillPay to pay your credit card bills. Just make sure that, when you select the payment method, you choose 'Debit Card' instead of 'Net Banking.'

2. The major difference between the two is: Platinum can help you earn 750 (1%, max cap: 75,000) cashback in a month, whereas Millennia will get you 400 (2.5%, max cap: 16,000) cashback in a month.

3. t takes 90 days for the cashback to process in the case of Millennia, whereas it takes only 2-3 working days for Platinum.

4. You can pay almost all banks CC bills through HDFC BillPay except HDFC Bank's own credit cards. For that, you can use SBI Unipay or JioFinance and once again, make sure to choose "debit card" while you make payment.

For HDFC CC payment, can I use HDFC DC on SBI Unipay or Jio finance and get the points/cash back on HDFC DC? How much it is- 1%?

 

[6ix9ine]

For HDFC CC payment, can I use HDFC DC on SBI Unipay or Jio finance and get the points/cash back on HDFC DC? How much it is- 1%?

Yes, both will work and yup, it's 1%

 

[Gkcards]

Yes, both will work and yup, it's 1%

One more query. Is the combined limit 750 per month on HDFC DC - bills paid on HDFC app plus HDFC CC paid on SBI Unipay

 

[6ix9ine]

One more query. Is the combined limit 750 per month on HDFC DC - bills paid on HDFC app plus HDFC CC paid on SBI Unipay

Yes, because technically it's the debit card feature that offers 1% cashback on utility bills (if you have the Platinum Debit Card).

SBI Unipay, JioFinance, and HDFC Billpay considers CC bill payment as a utility payment when you pay through their individual billpay.

That's why we are getting 1% cashback. Albeit, if you ask customer care about this, they will simply say "No cashback on credit card bill payments."

 

[Gkcards]

Yes, because technically it's the debit card feature that offers 1% cashback on utility bills (if you have the Platinum Debit Card).

SBI Unipay, JioFinance, and HDFC Billpay considers CC bill payment as a utility payment when you pay through their individual billpay.

That's why we are getting 1% cashback. Albeit, if you ask customer care about this, they will simply say "No cashback on credit card bill payments."

One last query. Does SBI unipay have app on ios or I pay through there web portal? Thanks for your patience in answering my queries 😀

 

[6ix9ine]

One last query. Does SBI unipay have app on ios or I pay through there web portal? Thanks for your patience in answering my queries 😀

Unfortunately, there isn't any app of them on either iOS or Android. Also, just a small tip: SBI Unipay often fails transactions, so whenever you make a credit card bill payment, do it without login into the website and make a small ₹100 transaction first.

If it goes through, then make the full payment. That way, you won't get your money stuck.

My pleasure mate, feel free to drop your queries.

 

[Gkcards]

How to make payment for HSBC CC? Unipay doesnt show HSBC bank

 

[6ix9ine]

How to make payment for HSBC CC? Unipay doesnt show HSBC bank

Unfortunately, no options at the moment except their own app. Reason? because HSBC is not in BBPS yet.

 

[Gkcards]

Unfortunately, no options at the moment except their own app. Reason? because HSBC is not in BBPS yet.

Cred? Though wont get any points for payment

 

[6ix9ine]

Cred? Though wont get any points for payment

Yes, that should work