CC comparison thread!

[Finchamp!]

Dear All,

Is there a specific thread which compares the pros and cons of Indusind Pinnacle Card and the IDFC Wealth Card? If yes, please guide me to that thread. If not, please share your comments. How should I use these cards so as to extract maximum returns from each of them? Also, if I had to keep one of them then which one should it be.

While I have other cards which yield better returns, there are the only two LTF credit cards that I have from the Visa network. Any constructive inputs would be appreciated. Thanks in advance!

 

[Quantum]

Dear All,

Is there a specific thread which compares the pros and cons of Indusind Pinnacle Card and the IDFC Wealth Card? If yes, please guide me to that thread. If not, please share your comments. How should I use these cards so as to extract maximum returns from each of them? Also, if I had to keep one of them then which one should it be.

While I have other cards which yield better returns, there are the only two LTF credit cards that I have from the Visa network. Any constructive inputs would be appreciated. Thanks in advance!

Not a detailed answer to all your questions, however I'm not sure if you came across this:
You can also do a high level comparison of CCs at IDFC's website. They provide a feature to compare other credit cards with IDFC's credit card: https://www.idfcfirstbank.com/credit-card -> Jump to Compare.

 

[Finchamp!]

Not a detailed answer to all your questions, however I'm not sure if you came across this:
You can also do a high level comparison of CCs at IDFC's website. They provide a feature to compare other credit cards with IDFC's credit card: https://www.idfcfirstbank.com/credit-card -> Jump to Compare.

View attachment 37837

Thanks! I did go through it. But the information provided in this is fairly biased and misleading. For instance, in rewards, it talks about the expedited reward rate for IDFC, but base rate for Indusind. Likewise, it also does not state the RP value which AFAIK is 25P for wealth card, and, 70P for Pinnacle.

 

[Quantum]

Thanks! I did go through it. But the information provided in this is fairly biased and misleading. For instance, in rewards, it talks about the expedited reward rate for IDFC, but base rate for Indusind. Likewise, it also does not state the RP value which AFAIK is 25P for wealth card, and, 70P for Pinnacle.

Good catch.

Another point:
"*Indicative data for other bank Credit Cards last updated as on 1st Aug 2021"

Can't rely on this.

Try searching in this forum for related threads to the credit cards in question.

BTW, why are you creating the thread in New Member Section (For TF Neo) ?
You do have privileges to post the threads in the relevant sub-forum.

 

[Finchamp!]

Good catch.

Another point:
"*Indicative data for other bank Credit Cards last updated as on 1st Aug 2021"

Can't rely on this.

Try searching in this forum for related threads to the credit cards in question.

BTW, why are you creating the thread in New Member Section (For TF Neo) ?
You do have privileges to post the threads in the relevant sub-forum.

My bad! Force of habit, I guess 🙂

 

[Finchamp!]

Thank you for moving this thread to the appropriate group!