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CC limits for Apay vouchers

sanx

TF Buzz
Can someone clarify regarding these 30/60/90/365 days timeline?

Does this mean we can only get 40k worth of amazon pay vouchers in last 60 days? Similarly 50k in past 90 days? But then how can 360000 be achieved in last 365 days?
 

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It is possible, if you know how to do it.

Let's assume today is 9th October 2024.

You made a purchase of a ₹30,000 Amazon GV and redeemed it. Now, you must wait 30 days before you can buy another ₹10,000 voucher. After another 30 days, you can buy another ₹10,000 voucher.

In total, over 90 days, you will have bought ₹50,000 worth of amazon vouchers.

Starting next month, you can make purchases of ₹25,000–₹30,000, and sometimes even more.

Also, this doesn't apply only to Amazon GVs, there are many more gift cards available on Amazon like Myntra etc. The 360K limit is combined for Amazon vouchers and other brand vouchers.

Previously, it was easy to reach ₹360K in a year, but now Amazon has started permanently blocking credit card option since people have been selling them aka "commercial usage of credit cards"

In my opinion, safe limit is ₹10,000 per month. I've been doing the same, so far so good.

Mark this post as your solution if it answers your question.
 
I have 5 family members’ amazon accounts. Never bought Apay vouchers from those accounts. Need to pay big insurance bills. Can i buy 20-25k Apay vouchers from each account one time? It wont be creating any issue right? Just confirming
 
It is possible, if you know how to do it.

Let's assume today is 9th October 2024.

You made a purchase of a ₹30,000 Amazon GV and redeemed it. Now, you must wait 30 days before you can buy another ₹10,000 voucher. After another 30 days, you can buy another ₹10,000 voucher.

In total, over 90 days, you will have bought ₹50,000 worth of amazon vouchers.

Starting next month, you can make purchases of ₹25,000–₹30,000, and sometimes even more.

Also, this doesn't apply only to Amazon GVs, there are many more gift cards available on Amazon like Myntra etc. The 360K limit is combined for Amazon vouchers and other brand vouchers.
But then this becomes 50k per 90 days isn't it?
Then in 365 days you will only get till 200k?
 
But then this becomes 50k per 90 days isn't it?
Then in 365 days you will only get till 200k?
I'll quote it again for you

"Starting next month, you can make purchases of ₹25,000–₹30,000, and sometimes even more"

This is after 90 days.
 
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