Charges after closing the credit card?

[prath]

Hi everyone, I closed my SBI cashback CC 2 weeks prior and today on bill generation day I have received a bill of 572rs and 241rs as cashback debit making the total outstanding as 813rs. But I didn't make a single transaction on this card since last 1+ month and always paid bills on time.

Since my card is deactivated while calling the customer care the IVR doesn't recognize my details and I am not able to connect with anyone from the IVR. I have already dropped an email to them and the customer grievance team but replies there might be slow. As a last resort I am ready to pay off these 800rs to avoid negative remarks in my CIBIL but this is straight up robbery.

Tried calling the grievance team of my city but no one's picking up the call there.

 

[D₹V]

Your CIBIL is already fucked

You had some refund came, for which cashback had to be reversed eventually but you closed card earlier.

Now bank made that cashback due & applied finance charges .

Pay the dues now , nothing can be done.

Even if you close card, bank have rights to collect amount from you (if any).

 

[AlgoTrader]

keep us posted on how it goes

 

[Slayer]

Why did you close cashback card?

 

[D₹V]

Why did you close cashback card?

Because bro didn't want to pay 241₹ cashback debit probably

/s

 

[SunnyM]

Why did you close cashback card?

Exactly. Why close cashback card? Even SBI is shocked

 

[D₹V]

Exactly. Why close cashback card? Even SBI is shocked

Bro you sunny mavani?

 

[prath]

Why did you close cashback card?

because the limit was just 20k and they were not increasing my limit since 1.5years even after providing salary slips and bank statements multiple times

 

[prath]

Your CIBIL is already fucked

You had some refund came, for which cashback had to be reversed eventually but you closed card earlier.

Now bank made that cashback due & applied finance charges .

Pay the dues now , nothing can be done.

Even if you close card, bank have rights to collect amount from you (if any).

If I pay this then also my CIBIL is fucked? they said the finance charges were a mistake but yeah that cashback thing was reversed because of a refund which I already paid

 

[D₹V]

If I pay this then also my CIBIL is fucked? they said the finance charges were a mistake but yeah that

Wait & watch