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cibil hit if i don't complete the application?

ltf4ever

TF Legend
nowadays almost all banks ask for pan card number while applying for a credit card, right on the first step of application. post verifying that, they show you the cards you are eligible for.

my question: if i enter the pan number and go to the card selection step but leave the process and the application incomplete, will cibil still show an enquiry?

asking because i ws thinking of just checking my eligibility and credit limit for different card apps and banks, so in case i dont want to proceed with the variant they offered, i should not have an impact on my score.
 
Yes, it’ll be shown as an enquiry. Recently abandoned the AU application and still got hit with an enquiry. Before that in November i wanted the IDFC Wealth but they were offering me the Select so I abandoned the application midway and still got hit with an enquiry.
 
Last edited:
Yes, it’ll be shown as an enquiry. Recently abandoned the AU application and still got hit with an enquiry. Before that in November i wanted the IDFC Wealth but they were offering me the Select so I abandoned the application midway and still got hit with an enquiry.
Hi, could you help about below queries-
1- how many points were reduced.
2- It was showing as hard enquiry or soft enquiry?
 
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