CIBIL impacting adverse factors (as per Nova Credit data exchange in International Credit Report)

[SSV]

This might be useful for the perople looking to maintain a good CIBIL score...
The above are the ones we need to avoid for a better score...

CRIF impacting facotrs( both positive and negative I think)




Provided the above relevant snippets. Full doc can be found in the below source...

Source:

API v4 Reference | Nova Credit Documentation

docs.novacredit.com

what is Nova credit?? Here

Nova Credit

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing alternative credit data.

www.novacredit.com

Searching for how credit bureaus determine our score, found the above link..

 

[panu24]

Too few real estate loans??
Does this mean one should have 4-5 home loans? Is there any supporting explanation to this point?

 

[SSV]

Too few real estate loans??
Does this mean one should have 4-5 home loans? Is there any supporting explanation to this point?

No explanation... Please see the first post. I have provided the source link...