samarthkumar
TF Buzz
Hello Technofinians,
I applied for Amex Platinum Travel in December 2022, BOB Premiere in April 2023, Axis Magnus in May 2023 and PNB Rupay Select in May 2023 (applied in April but the application was completed in May). I also closed my Kotak Urbane credit card in May 2023. I am looking to get IndusInd Legend since its LTF and will offer me a chance to upgrade to Indulge in the future, or will go for HDFC Regalia as I have decided to shift my salary account from ICICI to HDFC.
Either way, will getting so many credit cards in the past few months impact my CIBIL poorly? Is there any threshold above which we shouldn't apply for a given number of credit cards in a specified amount of time?
I applied for Amex Platinum Travel in December 2022, BOB Premiere in April 2023, Axis Magnus in May 2023 and PNB Rupay Select in May 2023 (applied in April but the application was completed in May). I also closed my Kotak Urbane credit card in May 2023. I am looking to get IndusInd Legend since its LTF and will offer me a chance to upgrade to Indulge in the future, or will go for HDFC Regalia as I have decided to shift my salary account from ICICI to HDFC.
Either way, will getting so many credit cards in the past few months impact my CIBIL poorly? Is there any threshold above which we shouldn't apply for a given number of credit cards in a specified amount of time?