• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Citi bank application details

  • Thread starter Thread starter Skumar
  • Start date Start date
  • Replies Replies 17
  • Views Views 1K
Apply For Lifetime Free IDFC First Credit Card
S

Skumar

TF Buzz
1) Does citibank approves application more easily if I have a salary account, with monthly salary of around 28K with them?

2) It says that I would get complimentary credit card. Is it true? How easy is it to get this card?
 
Apply For LTF IndusInd Bajaj Tiger Credit Card
Sort by date Sort by votes
Skumar said:
1) Does citibank approves application more easily if I have a salary account, with monthly salary of around 28K with them?

2) It says that I would get complimentary credit card. Is it true? How easy is it to get this card?
Click to expand...
1) Yes.

2) Citi is strict in approving applications. Although they will limit some of criteria, but I dont think that they will just hand over a card
 
Upvote 0 Downvote
Skumar said:
Anyone else with experience please?
@TechnoFino @Wealth is my birth right! @Patil007 @ashwink @anish1516

Please.
Click to expand...
1) Having salary account has highest chances of approval.
2) If you are salaried then also it is high chances, As I don’t have Citi saving account also, still they give me Rewards card twice. First in 2017-18 then I closed that and in 2022 also which I am using.
3) Yes many banks give complimentary credit cards while opening salary accounts.

4) ICICI gave me LTF credit card when I got my first job and opened salary account with them. I didn’t have any credit history as well that time and salary was 25K.
 
Upvote 0 Downvote
Skumar said:
1) Does citibank approves application more easily if I have a salary account, with monthly salary of around 28K with them?

2) It says that I would get complimentary credit card. Is it true? How easy is it to get this card?
Click to expand...
You have 95% of getting a credit card from Citibank as you have a Salary account.

Cards you can avail can be Cash back or Rewards card, 30K spend in a annum no fee charged or 1000annual fee I believe.

DM me if you want a Referral link 😉
 
Upvote 0 Downvote
RajBlr said:
You have 95% of getting a credit card from Citibank as you have a Salary account.

Cards you can avail can be Cash back or Rewards card, 30K spend in a annum no fee charged or 1000annual fee I believe.

DM me if you want a Referral link 😉
Click to expand...
Really? I think Citi is strict about salary criteria.
 
Upvote 0 Downvote
Skumar said:
Do they do vkyc and physical verification if holding a salary account?
Click to expand...
Most of the banks do vKYC only now-a-days.

But remember with the Digital penetration, their vKYC is so smart that they will ask you to enable the location.(GPS)

So make sure things are intact, so no worries on any rejection in unwarranted ways
 
Upvote 0 Downvote
RajBlr said:
Most of the banks do vKYC only now-a-days.

But remember with the Digital penetration, their vKYC is so smart that they will ask you to enable the location.(GPS)

So make sure things are intact, so no worries on any rejection in unwarranted ways
Click to expand...
No. I meant , do they do vkyc even if I have a salary account?
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

Ekavya
  • Question Question
Messed up with KIWI Yes Bank application
Replies
7
Views
300
NABNAB is verified member.
NAB
A
  • Question Question
Yes Bank application query
Replies
15
Views
1K
ahtsham
A
raghavx
  • Question Question
AU Bank application rejected, what to do now?
Replies
373
Views
25K
deep@vie
D
S
  • Question Question
Federal bank application issues
Replies
2
Views
1K
anisharya16
anisharya16
Hisoka
  • Question Question
AU Bank Application shows active since 2 weeks
Replies
2
Views
581
Hisoka
Hisoka
Back
Top