CKYC instead of V-KYC

[soccer]

Hi,

Is there any bank that takes CKYC to open an account/credit card/FD online instead of doing V-KYC?

I assume it'll pick your CKYC number from the Cersai Database (and probably verify it with a OTP)?

Asking more specifically for the likes of IDFC, AU and the newer fintechs (Uni, Niyo etc)

 

[Anindya98]

Hi,

Is there any bank that takes CKYC to open an account/credit card/FD online instead of doing V-KYC?

IndusInd Bank

I assume it'll pick your CKYC number from the Cersai Database (and probably verify it with a OTP)?

When you do IF they will not ask you to do vkyc but if you need a cheque book then you have to visit the branch and submit KYC docs.

Asking more specifically for the likes of IDFC, AU and the newer fintechs (Uni, Niyo etc)

No, all these Banks need VKYC or Physical KYC via Branch.