Since Axis mostly provide 3 credit cards to a customer (except some very rare cases 4 or 5), what happens if a person holds 3 Axis + 2 Citi Cards (more than 3 total during migration time). Obviously, now or later Citi cards converted to Axis cards, how many cards that person will hold that time (they have to close some Axis cards or can keep all as a benefit of this migration)? Whole point here is to retain credit history of both Axis and Citi without loosing Credit Cards.