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Converting ICICI Sapphirro Creditcard from master card variant to Visa Varient

Abhi1990

TF Neo
Converting ICICI Sapphirro Creditcard from master card variant to Visa Varient. Cancelling Amex and Master cards and Getting Visa Card. is it a good move.? and Benificial.?
 
Earlier the dual variant was useful because using your Amex ICICI was giving 1.5X rewards than your Master card. Now its all equal and doesn't matter. Moreover, the Amex card is an add-on card. So at least for the sake of simplicity I would have only one card and don't have to remember multiple CVV/PIN.
 
Well if you already have another VISA card then you can consider keeping Amex version of Sapphiro for Amex offers. For eg, there are monthly offers on Swiggy / Zomato on Amex cards from other banks.
 
Converting ICICI Sapphirro Creditcard from master card variant to Visa Varient. Cancelling Amex and Master cards and Getting Visa Card. is it a good move.? and Benificial.?
I will NOT suggest this move.
  1. You get monthly offers from Swiggy and Zomato on Amex.
  2. You have more ICICI cards - effective when you need more discount from Amazon during sales as amount of discount is limited per card.
 
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