CRED IndusInd Bank Credit Card Launched - Finally CRED Points Going to be More Valuable?

[TechnoFinoTechnoFino is verified member.]

Hey TFCians,

CRED in partnership with IndusInd Bank has just launched a brand-new credit card (15th Sept 2025). This is another move by CRED after POP Card, and it looks like they’re trying to expand deeper into co-branded products.

Benefits of this card:
5% back on all online spends
1% on offline + UPI via CRED Scan & Pay
Redeem on your terms: use points at 500+ CRED pay merchants, 2,000+ products on CRED store, as well as flights (powered by Ixigo) and 8,00,000+ hotels (powered by Expedia), with every point equivalent to a rupee (1 Reward Point = Rs. 1)



More details coming soon!

 

[ashb009]

Cred has launched "Sovereign" RuPay Credit Card in partnership with IndusInd Bank

• Crafted with 18k Gold 💰

• Strict Invite Only Card

Benefits:



- earn 5% value online: all online shopping, across merchants



- earn rewards offline: 1% on offline merchants and through UPI on CRED Scan and Pay



- redeem on your terms: use points at 500+ CRED pay merchants, 2,000+ products on CRED store, as well as flights (powered by Ixigo) and 8,00,000+ hotels (powered by Expedia), with every point equivalent to a rupee



- use effortlessly: automatic points application across the ecosystem where relevant



onboard easily: zero joining fees, 2-minute application

 

[BhaiyaJi]

Maza nahi aaya. Points ko CRED pe he use karna hoga

 

[Chacha Chaudhary]

Maza nahi aaya. Points ko CRED pe he use karna hoga

But still better than any other indus card

 

[safetorpedo2]

Crafted with gold??

 

[InfamousInfamous is verified member.]

CRED IndusInd Bank RuPay Credit card

www.indusind.bank.in

Here's the official page with all highlights.

 

[ashb009]

Crafted with gold??

Here's the link -

CRED launches credit card ‘Sovereign’ with IndusInd Bank

Fintech unicorn CRED has officially rolled out its much-anticipated co-branded credit card with IndusInd Bank, a high-profile entry into the premium cards space.

entrackr.com

 

[InfamousInfamous is verified member.]

CRED points can only be redeemed on CRED.

1 CRED Point = INR 1 on flights and hotels booked via CRED, CRED store and select CRED pay merchants.

And the points can also be redeemed for bill payments through CRED (1 CRED Point = INR 0.5) will it include CC bill pay? Let's hope so!

 

[Mruseless]

Still better 2.5% valueback on bill payment

 

[sadhunath]

Can the lakhs of CRED points accumulated in CRED be redeemed this way?

 

[TechnoFinoTechnoFino is verified member.]

Please don’t live in the fantasy that 1 CRED point = ₹1. If only life was that generous! (Bhai, is galatfahmi mein mat rehna ki 1 CRED point = 1 rupee milega… kaash aisa hota!)

 

[HumorSimpson]

Can the lakhs of CRED points accumulated in CRED be redeemed this way?

inCREDible idea . 😍

 

[BhaiyaJi]

Please don’t live in the fantasy that 1 CRED point = ₹1. If only life was that generous! (Bhai, is galatfahmi mein mat rehna ki 1 CRED point = 1 rupee milega… kaash aisa hota!)

CRED points and CRED coins would be separate, right

 

[BhaiyaJi]

Missing lifestyle benefits

 

[HumorSimpson]

CRED points and CRED coins would be separate, right

On point, they may create separate entities .

 

[Kushagra_]

On point, they may create separate entities .

Definitely hai ye toh

 

[BhaiyaJi]

0 Joining & 499 Annual without any waiver

 

[Anshit]

Nothing very lucrative ( as of now) but CRED is my default UPI app So I guess it makes sense for me to get it, Only if I know how the Invite thing will work!

 

[BhaiyaJi]

CRED points redemption would be a challenge.

 

[BhaiyaJi]

Now the question is what percentage of txn amount would be allowed to pay via these points.