Credit Balance Refund to Bank Account

[ayush0010]

I got this messgae today. Seems to be a nice initiative.
Does any other bank happen to do this if we have savings account with them?

"Your Axis Bank Credit Card no. XXXX has a credit balance of INR xxxx/-. The amount will be credited to your Savings Account if not used within 7 days."

 

[hackymanoj]

Sbi has this feature where it will ask for bank account and you can request for a refund.