Let us list the banks that ask for invoice/ bills and then close the card(s) after investigation.
1) Axis HNI (ex. Magnus) - if consistent large value transactions above normal mean and if new merchants used
2) Amazon Pay ICICI - Use for business resale or similar transaction patterns. Very few reported for wallet load
3) Bank of Baroda - Wallet transaction block (no card closure reported but makes the card useless for some devalued cards like Eterna.
4) IDFC wealth - 10x rewards beyond credit limit and high utilisation month after month.
Did I miss any other bank?
1) Axis HNI (ex. Magnus) - if consistent large value transactions above normal mean and if new merchants used
2) Amazon Pay ICICI - Use for business resale or similar transaction patterns. Very few reported for wallet load
3) Bank of Baroda - Wallet transaction block (no card closure reported but makes the card useless for some devalued cards like Eterna.
4) IDFC wealth - 10x rewards beyond credit limit and high utilisation month after month.
Did I miss any other bank?
