Credit Card for 0 Foreign Currency Mar up Fee

[ssng.89]

Why do people choose the RBL World Safari credit card, which has a ₹3000 annual maintenance charge, over Lifetime Free (LTF) cards like IXIGO AU, Scapia, and Niyo Global, or even other cards like Yes Marquee that offer rewards not only to offset fees but gives positive rewards as well?

 

[drsel]

Why do people choose the RBL World Safari credit card, which has a ₹3000 annual maintenance charge, over Lifetime Free (LTF) cards like IXIGO AU, Scapia, and Niyo Global, or even other cards like Yes Marquee that offer rewards not only to offset fees but gives positive rewards as well?

Because when you phone customer care they will waive of the 3000 fee, but you still have to pay 540 GST

 

[drsel]

Marquee charges 1.18%

 

[Swastik]

Because when you phone customer care they will waive of the 3000 fee, but you still have to pay 540 GST

I called before annual fee was lavied,
Paid no GST

 

[Swastik]

Why do people choose the RBL World Safari credit card, which has a ₹3000 annual maintenance charge, over Lifetime Free (LTF) cards like IXIGO AU, Scapia, and Niyo Global, or even other cards like Yes Marquee that offer rewards not only to offset fees but gives positive rewards as well?

Ixigo AU - Sourcing issues, I've heard, never applied for any AU cards myself

Scapia - not issued anymore i think, had drastically reduced credit limit of existing users recently

Niyo global - not a credit card, it's prepaid forex card, no rewards i think

Yes Marquee - Difficult to get for many

And most RBL World Safari holders like myself are old timers who were migrated from RBL Zomato Editions Card, plenty got it LTF, others like me get fee wavier, so no harm in holding it
Also Domestic lounge access, priority pass with 2/yr visits and free Travel insurance

 

[ssng.89]

Marquee charges 1.18%

You get 2.25 on offline international spends as well.. so in net term you still earn something

 

[telescope]

I called before annual fee was lavied,
Paid no GST

What did you tell? To waive off the fee or to cancel cc?

 

[ssng.89]

Ixigo AU - Sourcing issues, I've heard, never applied for any AU cards myself

Scapia - not issued anymore i think, had drastically reduced credit limit of existing users recently

Niyo global - not a credit card, it's prepaid forex card, no rewards i think

Yes Marquee - Difficult to get for many

And most RBL World Safari holders like myself are old timers who were migrated from RBL Zomato Editions Card, plenty got it LTF, others like me get fee wavier, so no harm in holding it
Also Domestic lounge access, priority pass with 2/yr visits and free Travel insurance

Hmm I agree, I have Ixigo AU and Yes Marquee and faced no issues in getting them. International spends are high for me and don't want to give 20% TCS...so thinking for a credit card for my spouse.
Is fee waiver easy? I asked for fee waiver for HDFC Tata Neu Infinity Credit card, they didn’t gave any 😓😅.

 

[Swastik]

What did you tell? To waive off the fee or to cancel cc?

Cancel,
And i got a call from retention team with offer to waive off fee,
Funny thing is i don't use this card at all,
But I'm an old customer of RBL ever since they launched Zomato Editions Classic, so over half a dacade ago

 

[prem2311]

Because when you phone customer care they will waive of the 3000 fee, but you still have to pay 540 GST

I got RBL world safari upgrade offer. But, how to waiver the fee by calling customer care? What to say? Could you elaborate the process?

 

[Swastik]

Hmm I agree, I have Ixigo AU and Yes Marquee and faced no issues in getting them. International spends are high for me and don't want to give 20% TCS...so thinking for a credit card for my spouse.
Is fee waiver easy? I asked for fee waiver for HDFC Tata Neu Infinity Credit card, they didn’t gave any 😓😅.

HDFC is a totally different beast, getting anything from them is not easy

AU is easy for people living in big cities,
I closed my yes properity edge long time back and now they won't give me any card, not that i care
But I've from others here that Marquee is difficult to get