Credit card for 5% Cashback on online spends

[Baki]

I already have
Axis Magnus (1 L spends)
SBI CASHBACK (1 L spends)

Need another 5% or more card on online spends other than these websites amazon & Flipkart. ( Around 1 L)

Online webiste where i have to shop MCC: Gym wears & supplements.

 

[Akashn]

Check HDFC Millenia

 

[Baki]

Check HDFC Millenia

Already have Regallia LTF, can't get Millenia.

& Millena gives cashback on just selected platforms like Apay & Flipkart axis

My platform is not listed in millena.

 

[Chaitanya-a]

Already have Regallia LTF, can't get Millenia.

& Millena gives cashback on just selected platforms like Apay & Flipkart axis

My platform is not listed in millena.

Then you need to take milestone based reward cards like Magnus & Infinia. Don't go for cashback.

 

[Baki]

Then you need to take milestone based reward cards like Magnus & Infinia. Don't go for cashback.

Any recommendations?

 

[insight]

I already have
Axis Magnus (1 L spends)
SBI CASHBACK (1 L spends)

Need another 5% or more card on online spends other than these websites amazon & Flipkart. ( Around 1 L)

Online webiste where i have to shop MCC: Gym wears & supplements.

I just got Magnus and looking at SBI CB.

Wouldnt SBI CB cover you for the 5% CB? Or your vendor merchant gets excluded somehow?

If it does not how did you test/ check for it? PS: Kinda new to the India based CC game.

 

[iamabhisekagar]

Wait for HDFC Swiggy CC to launch

 

[Baki]

Wait for HDFC Swiggy CC to launch

Waiting but already have 2 cards from hdfc, Lets wait and watch whats their in the mystery box for us.

 

[Baki]

I just got Magnus and looking at SBI CB.

Wouldnt SBI CB cover you for the 5% CB? Or your vendor merchant gets excluded somehow?

If it does not how did you test/ check for it? PS: Kinda new to the India based CC game.

They does coverup upto 2L but i need more amount around 1L alternative.

Make payment To that vendor like 100 rupees & wait for 3 Days (Wait till transaction is unbilled instead of processing) it will reflect under 5% cashback in cashback section below unbilled amount.

Thats the best way to look whithout much headache.

 

[Baki]

Wait for HDFC Swiggy CC to launch

Approved yesterday 👍

 

[Sufficient_Shop]

Approved yesterday 👍

Nothing great as compared to other cards mentioned in this thread, right?

 

[saucy]

Have you considered Amex MRCC?
Gives ~6% upto 6k per month
And about 4.3% for upto 20k per month

For higher spends plat travel may be the card.

 

[Baki]

Nothing great as compared to other cards mentioned in this thread, right?

When your monthly spends will be 3.5L, you will understand, Phase 🙂

 

[Baki]

Non serviceable on my pincode. Any solution?

Have you considered Amex MRCC?
Gives ~6% upto 6k per month
And about 4.3% for upto 20k per month

For higher spends plat travel may be the card.

 

[saucy]

Non serviceable on my pincode. Any solution?

Uhh yes, a long one. You may find shorter ones.

Any office address, if that can be used to apply.

or some friends place which is servicable - get a broadband connection in your name at that place - use it to change aadhaar address - apply for the card.

 

[CardTox]

Probably you are using your cards for your business...... Its not right, from the perspective of personal CC. Get some business cc and enjoy cb.

 

[Baki]

Probably you are using your cards for your business...... Its not right, from the perspective of personal CC. Get some business cc and enjoy cb.

& It's been 5 Years still my single card never got blocked.
Reason: Every bill is on my personal Name, not on my company name. Around 1L advance tax, Around 1L shopping for my family (6 members), Around 50k Healthcare & around 50k business spends. Sounds better than all the money rotators out there!