Credit Card for Flat / Apartment Payment to Builder - M4B / EPM / Infinia

[lucknowrox]

I have a 15 Lac upcoming payment for a flat. Builder is not ready to waive off the charges on CC transactions but has somehow agreed to accept the payment through CC. They have agreed to pass on the actual charges on to me which I have agreed to.

As suggested elsewhere I'm planning to do some transactions on the cards I hold and check for the RP situation and then move ahead.

I currently have EPM , Infinia and M4B through which I can make the above payments. Apart from M4B (Provided I get RP's) should I give preference to Infinia or EPM ? Also is 1 lac on each a sizeable testing sum ?

Thanks

 

[qf037x42v]

Check the MCC code with a tiny transaction.

 

[vaibhavshukla]

1st check MCC code of machine. usually these are rental transaction where No RP are provided by any of these cards.

 

[sanarora]

If you are willing to pay 2.36% charges you can sure shot transfer the money directly to the builders bank account and assured get points for the transection atleast on axis you for sure get points basis this technique.
do let me know if you are ok with 2.36% charges .

 

[lucknowrox]

If you are willing to pay 2.36% charges you can sure shot transfer the money directly to the builders bank account and assured get points for the transection atleast on axis you for sure get points basis this technique.
do let me know if you are ok with 2.36% charges .

In this case only Axis makes sense 4.8 - 2.4 = 2.4 net and that is before AEP. EPM & Infinia don't make any sense then just for 1% extra.