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Credit Card Fuel Surcharge on UPI Payments

althafvly

TF Premier
Hi,

When using RuPay credit cards for UPI payments, it's important to know whether your card comes with zero fuel surcharge or if charges apply. Below is a categorized list of credit cards based on their fuel surcharge policies.


1. Credit Cards with Zero Fuel Surcharge on UPI Payments

These credit cards allow UPI transactions for fuel purchases without incurring any additional fuel surcharge:

- HDFC RuPay Credit Card

- ICICI RuPay Credit Card

- Federal RuPay Credit Card


2. Credit Cards with 1% Fuel Surcharge + 18% GST

The following credit cards impose a 1% fuel surcharge along with an 18% GST on UPI payments for fuel purchases:

- Yes Bank RuPay Credit Card

- Bank of Baroda (BOB) RuPay Credit Card



Contribute to the List!

If you are aware of other credit cards and their fuel surcharge policies for UPI transactions, please share in the comments below so we can keep this list updated for everyone.
 
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