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Credit card offers through CIBIL

Rashya

TF Select
Hi,

My spouse is getting 2offers from CIBIL, in her CIBIL dashboard we can see offer to apply for IDFC credit card through CIBIL website.

When I click more details, 1st offer shows the information of secured credit card and the 2nd one gives general information(doesn’t show card variant). Her score is above 750 and has already applied few months back for which IDFC offered her a secured WOW credit card.

Now if she applies through CIBIL, will she get a different credit card or same WOW card and what is the probability of chance for approval?
 

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Hi,

My spouse is getting 2offers from CIBIL, in her CIBIL dashboard we can see offer to apply for IDFC credit card through CIBIL website.

When I click more details, 1st offer shows the information of secured credit card and the 2nd one gives general information(doesn’t show card variant). Her score is above 750 and has already applied few months back for which IDFC offered her a secured WOW credit card.

Now if she applies through CIBIL, will she get a different credit card or same WOW card and what is the probability of chance for approval?
For me it recommends 23 bank cards but never applied in this route scared whether paid or ltf
 
Did you try applying?
I am also getting similar offer from IDFC but it is not FD based.

The last time I applied for IDFC card I was only eligible for Wow card so I did not proceed.
 
These are pre qualified offers that I know but are these offered by CIBIL solely on the basis of the user's CIBIL report or Banks have a tie up with CIBIL?

I want to know because I don't have a SBI card and they are recommending four SBI cards to me (along with other cards)
It’s CIBIL recommendations only
Since it’s a credit agency they don’t have tie up with banks
Just they get lead commission if we apply from cibil website
 
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