Credit card Opinions

[gzb30ab]

Hi Guys,
Here's the link for my old post

Thread 'Credit Card Opinions Required' https://www.technofino.in/community/threads/credit-card-opinions-required.27943/


I have some cc will list below mostly i am interested in LTF only or which can me made LTF using some methods. Need your help in which cc should i close as they are not beneficial etc and which should i add also need help with limit increase in some cc.
So here are the cc that I own--
1) Amazon Pay cc- 4.2l
2) Coral Rupay cc- 4.4l
3) Axis neo and myzone cc- 1.01l
4) Hdfc millenia / tata neu plus cc- 1.67l
5) IndusInd Legend cc- 75k got LE from 50k
6) IDFC Select cc- 2l got yesterday only
7) SBI Simplyclick cc- 2.6l got amex version got it converted to visa.

Applied for Bob card third time premier cc let's see earlier there was some location issue office cannot be 200km away something like that.!
Income is like 7 lac annually HDFC Bank
Fixed expense is rent , no extra expenses, some such movies, food just
I like credit cards a lot.

 

[VasukiVasuki is verified member.]

have some cc will list below mostly i am interested in LTF only or which can me made LTF using some methods. Need your help in which cc should i close as they are not beneficial etc and which should i add also need help with limit increase in some cc.

I recommend
Magnus burgundy LTF
But can you get it ?
Point being
Edit your post with
Your income range , your plan to spend where, in what category you have monthly spends ,any big purchase coming . You having any High nrv relationship with any bank or having premium account

Else 99 people will suggest 99 cards
10 cards will be same on all list
And you think it is best but that's not the case

 

[drsel]

Choose from my article on top 10 best cards for 2025