CREDIT CARD REJECTING

[AfzalMuhmmd1 12]

I have applied for all credit cards mostly all banks
All are rejecting my credit card application I have already using Axis Bank 3 credit cards with a limit of 15000 and I have no delays in the past 1 year I have eligible for Yes Bank ace credit card and pop credit card only all other banks are rejecting my application and what's the reason for rejecting

 

[NABNAB is verified member.]

Stop Man, what are you doing?

CIBIL below 750 is not good.

51 Loan Accounts.🤨
114 Inquiries 😬
33% Credit Utilization 🫠

Don't apply for any card/loan for at least one year. Try to get the maximum number of inquiries removed from your CIBIL.

What are these 51 Loan accounts? Try to close all unnecessary accounts. And make sure they are showing properly closed. (PayLater accounts might be there.)

These numbers show that you are very much credit-hungry and can default. So, everyone will reject your application.

It will take time to correct this, but it is how it is.

 

[tharun]

I have applied for all credit cards mostly all banks
All are rejecting my credit card application I have already using Axis Bank 3 credit cards with a limit of 15000 and I have no delays in the past 1 year I have eligible for Yes Bank ace credit card and pop credit card only all other banks are rejecting my application and what's the reason for rejecting

Dude how the hell did you take a screenshot?
My app doesn't allow that

 

[AfzalMuhmmd1 12]

Stop Man, what are you doing?

CIBIL below 750 is not good.

51 Loan Accounts.🤨
114 Inquiries 😬
33% Credit Utilization 🫠

Don't apply for any card/loan for at least one year. Try to get the maximum number of inquiries removed from your CIBIL.

What are these 51 Loan accounts? Try to close all unnecessary accounts. And make sure they are showing properly closed. (PayLater accounts might be there.)

These numbers show that you are very much credit-hungry and can default. So, everyone will reject your application.

It will take time to correct this, but it is how it is.

Dude how the hell did you take a screenshot?
My app doesn't allow that

Stop Man, what are you doing?

CIBIL below 750 is not good.

51 Loan Accounts.🤨
114 Inquiries 😬
33% Credit Utilization 🫠

Don't apply for any card/loan for at least one year. Try to get the maximum number of inquiries removed from your CIBIL.

What are these 51 Loan accounts? Try to close all unnecessary accounts. And make sure they are showing properly closed. (PayLater accounts might be there.)

These numbers show that you are very much credit-hungry and can default. So, everyone will reject your application.

It will take time to correct this, but it is how it is.

4 active loan and 3 credit card 2 are gold loan and 2 are home and vehicle loan

 

[AfzalMuhmmd1 12]

Dude how the hell did you take a screenshot?
My app doesn't allow that

I have installed custom rom which is modifiable rom so no restriction i can do anything

 

[NABNAB is verified member.]

4 active loan and 3 credit card 2 are gold loan and 2 are home and vehicle loan

Ok, it's still showing 51 accounts. Are the rest closed in a good manner?
Anyways, still restrain yourself from applying for a new card at least for a year. 114 inquiries are still a very high number.

 

[Arkapal Sen]

I have installed custom rom which is modifiable rom so no restriction i can do anything

custom rom users jindabad..same here too..anyways..stop applying for cc next 1yr..else forget getting cc..and right now take 1-2fd based cc to increase cibil

 

[AfzalMuhmmd1 12]

custom rom users jindabad..same here too..anyways..stop applying for cc next 1yr..else forget getting cc..and right now take 1-2fd based cc to increase cibil

Ok thank you from now onwards I am not applying for loan or cc for the next 1 year

 

[AfzalMuhmmd1 12]

Ok, it's still showing 51 accounts. Are the rest closed in a good manner?
Anyways, still restrain yourself from applying for a new card at least for a year. 114 inquiries are still a very high number

Total 18 delays are there for 3 years no delays in last 1 year and nowonwadrs not applying anymore for 1 year