Credit Cards that send OTP on Mail

[TheGuy]

What are the credit card providers that send OTP on mail?

Main use case is- bad or no network coverage but have fiber or wireless net.

Banks that send on email-

• Amex
• HDFC
• Indian
• SBI ¹ ²
• AU ¹
• SBM ¹
• PNB
• BoB ¹

Banks that don't send on email-

• Axis
• IDFC (just tells us OTP has been sent)
• HSBC ¹
• Kotak ¹

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Last Updated On: 30th September 2024

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[vine]

SBI cards do send in email.
Axis doesn't? I thought they do.

 

[percolate]

SBM also sends OTP over email.
HSBC, doesn't send OTP over email.

 

[tachniki]

Sbi does on email.

 

[manit]

AU sends OTP via email and sms. It came in clutch for spending during international travel.

 

[TheGuy]

Axis doesn't? I thought they do.

They used to, but then they stopped. Desidime Thread regarding same.

 

[TheGuy]

It came in clutch for spending during international travel.

Yes! I have had bad experience with SMS OTP. Some coming 30 minutes late (or never coming). This is rare but happens.
Earlier I used to use IndusInd NetSecure Password but then they stopped.

Kotak's and HDFC Emails have helped me ton. SBI (Bank not Card Issuer) lets me CONSTANTLY down, I switched main banking due to that.

 

[TechnoFi]

bank of baroda also sends otp on email.

 

[pothi]

Axis doesn't? I thought they do.

Axis used to send. I still get OTPs via email, but not all users. Please see this following thread for the current situation...

S

Thread 'AXIS BANK : NO more OTP to Mail ID for Debit and Credit card Transaction'

Jul 22, 2024

Dear Customer,

Thank you for banking with us.

Please note that effective 22-08-2024, OTP (One-time password) for all Axis Bank Credit and Debit Card related transactions will be sent only to your registered mobile number and will no longer be sent to your registered email address. This change is a part of our continuous efforts to make your transactions secure.

In case you wish to enable email OTP or if you have any queries, please call us on our dedicated Customer Care toll-free number 18004190065, 24 hours in advance.

To register or update your mobile number today, connect with your...

• sahilgulati5
• axis bank
• Replies: 26
• Forum: Axis Bank Credit Card

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[#aniket]

K o t a k doesn't, by default!

 

[peregrine0falcon]

BOB and Amex best for OTPs over email.

 

[Rashi]

I think IDFC Debit card has an option where you can update the OTP settings in the app to get OTP on email as well. Saw it once but not able to find again. If anyone knows where to find this option in the IDFC app, please let me know.

I know this thread is for credit cards, but wanted this help for debit card - hence posting here.

 

[sadhunath]

OTP for HDFC Rupay Tata Neu isn't coming on email. Do they send it for core cards?