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Credit enquiry Confusion

Superxan

TF Premier
VIP Lounge
I have 25 Credit enquiry in last 2 years how it will affect me.
If you have a few years of CIBIL history, I dont think it matters much.

Also, your enquiry is average of 1 per month, which is quite normal.

Only very few banks look into credit enquiries of the last few months while issuing card; for the majority it doesnt matter, as long you have made payments on time and your credit utilization ratio is low.


410 Enquires Score 782

That is easily 50-60 additional pages of CIBIL report with just enquiries, would be fun to share with banks and ask them to go through!
They would probably just approve your request without perusing the document 😂
 
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