Offer Fulfilled! Credit limit enhancement beyond expectations

[kanhaiyabsy]

"Hi, I applied for the HDFC Millennia Credit Card two years ago, using Amazon Pay with a credit limit (C2C) of ₹2.2L. Initially, I was assigned a credit limit of ₹31,000, which was automatically enhanced to ₹62,000 eight months ago. Recently, I requested a limit increase, providing my pay slip (₹1.1L) and ITR (₹12L), and my limit was enhanced to ₹2.3L just last week. However, I accidentally checked my account today and was surprised to see that my primary card limit has been increased to ₹50L and my RuPay virtual credit card limit to ₹20L."

How is it possible? (Is it due to Technical problem)

Will bank

take it back ?

 

[kuchbhi]

Atleast limit jo tha wo hi krde wo v fix ni hua avi tk

to aap kis shubh muhurat ka intzar kar rahein hain janab
shoot an email

 

[aniketkr.sharma]

Isn't this extremely risky?
Incase the user had done this & the bank rolled back the error, the credit utilization ratio would go through the roof & inturn screw the cibil?

No, not risky, they will still revert it and put the credit limit in negative and then he will get a call to pay the bill

 

[aniketkr.sharma]

to aap kis shubh muhurat ka intzar kar rahein hain janab
shoot an email

The day before yesterday
 Yesterday
Already did yesterday as i had to do a transaction but as this card limit was low, I had to go with Icici.

 

[drvirag]

Still you will be better than mine as only having 1.05 lakhs on Regalia Gold and Tata neu infinity

bhai mere sir ki limit 10000 di thi unhone 5L per month salary hai unki bt he never had any loan nor card n no cibil. May b dats y. Aur after 2 yr he still hav same limit. 😂

 

[kanhaiyabsy]

In my opinion you should have spent a large amount from it. At least as much as you wanted the card limit. Then maybe the system would not have been able to roll back the limit. By the way, I have got a lot of relief now, otherwise I was feeling very jealous. 😀

I made a single transaction of 1.303L on apple india to purchase I pad for my friend they called to confirm transaction I confirm transaction done by me, after 5-10 min back I show CCL 2.3L

 

[aniketkr.sharma]

bhai mere sir ki limit 10000 di thi unhone 5L per month salary hai unki bt he never had any loan nor card n no cibil. May b dats y. Aur after 2 yr he still hav same limit. 😂

Use ni krte honge ya fr kvi limit enhancement aaya v hoga to ni liye honge

 

[aniketkr.sharma]

I made a single transaction of 1.303L on apple india to purchase I pad for my friend they called to confirm transaction I confirm transaction done by me, after 5-10 min back I show CCL 2.3L

They saw & reverted asap

 

[drvirag]

Use ni krte honge ya fr kvi limit enhancement aaya v hoga to ni liye honge

10000 ki limit ka kya hi use karega koi.

 

[aniketkr.sharma]

10000 ki limit ka kya hi use karega koi.

Card active v hai check kiya?

 

[kuchbhi]

10000 ki limit ka kya hi use karega koi.

bro itni sal hai to mail them and send them proof of income they will increase cc lim

 

[kuchbhi]

The day before yesterday
View attachment 81078 YesterdayView attachment 81079
Already did yesterday as i had to do a transaction but as this card limit was low, I had to go with Icici.

to apne abtak mail ni kiya ki wapas increase kro

 

[imrtbpsp]

I made a single transaction of 1.303L on apple india to purchase I pad for my friend they called to confirm transaction I confirm transaction done by me, after 5-10 min back I show CCL 2.3L

Technical glitch for sure.

 

[kuchbhi]

bhai mere sir ki limit 10000 di thi unhone 5L per month salary hai unki bt he never had any loan nor card n no cibil. May b dats y. Aur after 2 yr he still hav same limit. 😂

and with 60 LPA ur eligble of infinia ig

 

[drvirag]

and with 60 LPA ur eligble of infinia ig

not me. my sir. wo mail karenge nhi. he is happy wid bhim app. card to shauk me banwa liya tha. hdfc ka easily mil jata tha isliye. use b rare hi karte hain.

 

[harshpreet7]

"Hi, I applied for the HDFC Millennia Credit Card two years ago, using Amazon Pay with a credit limit (C2C) of ₹2.2L. Initially, I was assigned a credit limit of ₹31,000, which was automatically enhanced to ₹62,000 eight months ago. Recently, I requested a limit increase, providing my pay slip (₹1.1L) and ITR (₹12L), and my limit was enhanced to ₹2.3L just last week. However, I accidentally checked my account today and was surprised to see that my primary card limit has been increased to ₹50L and my RuPay virtual credit card limit to ₹20L."

How is it possible? (Is it due to Technical problem)

Will bankView attachment 81043

View attachment 81044View attachment 81045View attachment 81046 take it back ?

Apply infinia dcb black metal card

 

[kuchbhi]

not me. my sir. wo mail karenge nhi. he is happy wid bhim app. card to shauk me banwa liya tha. hdfc ka easily mil jata tha isliye. use b rare hi karte hain.

your sir in what respect?
senior doctor ?

 

[aniketkr.sharma]

to apne abtak mail ni kiya ki wapas increase kro

Kr diya bc kchh reply hi ni kiye

 

[drvirag]

your sir in what respect?
senior doctor ?

my teacher when I ws student den hod whn I was faculty.

 

[aniketkr.sharma]

my teacher when I ws student den hod whn I was faculty.

And now principal or director?