Credit limit for Infinia

[seikoalpinist]

Hi TF community,

I have a total of Six Credit Cards with a combined CC limit of about 25L. But highest Credit limit is 6.5L. If I close other CCs, can I increase my existing CC limit to 8L? I understand that we need 8-10L limit to get Infinia?

ICICI Amazon Pay - 6.5L
Amex Platinum Travel - 6.4L
Axis Magnus - 4.85L
SC Ultimate - 3.95L
HDFC Platinum Times - 3L
SBI Simply Save - 1.29L

 

[Astrella]

Not really, 8L limit is not guaranteed to get you infinia. try for DCB first.

 

[seikoalpinist]

Not really, 8L limit is not guaranteed to get you infinia. try for DCB first.

How difficult is it to get DCB

 

[Astrella]

How difficult is it to get DCB

much easier than infinia, and you can apply for it (unlike infinia).

 

[Avatar Aang]

Hi TF community,

I have a total of Six Credit Cards with a combined CC limit of about 25L. But highest Credit limit is 6.5L. If I close other CCs, can I increase my existing CC limit to 8L? I understand that we need 8-10L limit to get Infinia?

ICICI Amazon Pay - 6.5L
Amex Platinum Travel - 6.4L
Axis Magnus - 4.85L
SC Ultimate - 3.95L
HDFC Platinum Times - 3L
SBI Simply Save - 1.29L

AFAIK, for Infinia 8L limit on existing HDFC card with 7.5L spends in last 6 months. Otherwise you can go income documents or ULIP route.