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CRIF Credit Score Fetched by VISTAS TECHNOLAB?

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falcon007

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Yesterday night, I was trying to get Federal Bank Scalia Credit Card.

I entered my name, Mobile no. and OTP.

On the next screen, it asked Gender, Employment Type, etc. I ignored this stage and closed.

Nowhere in the application I entered my PAN.

About an hour later, I got an email from CRIF that my Credit Report is accessed by VISTAS TECHNOLAB.

I don't know if it is related to Scapia CC application or something else?

Please guide.
 
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falcon007 said:
Yesterday night, I was trying to get Federal Bank Scalia Credit Card.

I entered my name, Mobile no. and OTP.

On the next screen, it asked Gender, Employment Type, etc. I ignored this stage and closed.

Nowhere in the application I entered my PAN.

About an hour later, I got an email from CRIF that my Credit Report is accessed by VISTAS TECHNOLAB.

I don't know if it is related to Scapia CC application or something else?

Please guide.
Click to expand...
You probably used affiliate links from these apps 🧐🤔.

Or something like that.
Screenshot_20230817-152817.png Screenshot_20230817-152905.png
 
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D₹V said:
You probably used affiliate links from these apps 🧐🤔.

Or something like that.
View attachment 26975View attachment 26976
Click to expand...
Yes, the link I used for Scapia CC application was an affiliate link. Not any app. Need to check link redirections for the affiliate network partner.

But, no where in the application I entered my PAN.

I had entered my name, mobile number and verified with OTP. That's it. After that I closed the browser window.
 
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falcon007 said:
Yes, the link I used for Scapia CC application was an affiliate link. Not any app. Need to check link redirections for the affiliate network partner.

But, no where in the application I entered my PAN.

I had entered my name, mobile number and verified with OTP. That's it. After that I closed the browser window.
Click to expand...
these days mobile number is enough...
 
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falcon007 said:
Yes, the link I used for Scapia CC application was an affiliate link. Not any app. Need to check link redirections for the affiliate network partner.

But, no where in the application I entered my PAN.

I had entered my name, mobile number and verified with OTP. That's it. After that I closed the browser window.
Click to expand...
That's it, you gave the consent to Zet aka the company you listed here, to see/pull your credit profile.

😒
 
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falcon007 said:

bnking

leadv3.bnking.in leadv3.bnking.in

This was the link

However, the page doesn't show any T&C, not even any link to such T&Cs.
Click to expand...
That's how Zet leads get created.

They only let you apply/application link after you generate lead (meaning they want data of users)

While other affiliates will give you direct link to apply. That's why Zet is not recommended IMO.
 
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D₹V said:
That's how Zet leads get created.

They only let you apply/application link after you generate lead (meaning they want data of users)

While other affiliates will give you direct link to apply. That's why Zet is not recommended IMO.
Click to expand...
That's shady practice.
T&Cs are nowhere mentioned.
PAN field was not given.

Have mailed to CRIF Care, let's see what they revert.
 
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