Current Balance in CIBIL

[Manoj Pant]

Does Current Balance reported to CIBIL effects credit score? I always have Current Balance reported in CIBIL of HDFC cc which I used to pay after statement generation or before due date.

 

[SSV]

Does Current Balance reported to CIBIL effects credit score? I always have Current Balance reported in CIBIL of HDFC cc which I used to pay after statement generation or before due date.

Yes, it does. Please see my message in this post for details.

CIBIL - CC Current Balance

Hello Everyone! My CIBIL Score was 769 when I last checked. After 10-12 days, yesterday I checked & refreshed my report & my score fell to 760. The only notable difference I could see was - earlier my credit utilization was 0% & now its at 2%. On further checking, my CC report shows Current...

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