DBS Bank Salary Account

[vchouksey80]

Hi All,

Happy New Year।।।

DBS bank is offering below benefits with salary account, it's lucrative and I'm interested it seems.

Just wanted to know your suggestions or reviews or any experiences

 

[avikrish]

Hi All,

Happy New Year।।।

DBS bank is offering below benefits with salary account, it's lucrative and I'm interested it seems.

Just wanted to know your suggestions or reviews or any experiences

Dbs atm are very less, branches also less, the old lvb branches converted to dbs are dumb they don't know much about their bank itself.

DBS is equivalent to Airtel when it comes to promotional offers etc.. conjuse and always there will be a catch.

Very difficult in getting a annual statement, we need to take either quarterly or monthly, and always it will be in descending order.

This is my experience so I closed my dbs account and also my family lvb
akka dbs .

It's been 9 months I closed, Not sure if there are any improvements now.

 

[fradela]

Simply waste. Stay away from it.

 

[pgarg24]

I recently took their salary account in Nov. They opened it as treasures priority and there has been no call to show me any advantage on debit cards(I don't believe there is any reward rate on their debit card so why would I spend anything on it) + I haven't received any email with their ongoing offers(like timesprime, amazon prime etc) or the spend offer screenshots you provided. Their debit card page also lacks any relevant information and the tnC of the card.

One thing to note is their treasure's priority is a complete waste as they have divided it into treasures silver, gold, and platinum.. Having platinum or gold might have some worth due to some benefits but I wouldn't keep 30lac+ trv with them on regular basis since getting magnus burgandy with 30lac trv in axis would be much more lucrative.. I have not seen any advantage of having a salary account with them yet.

Only staying to get some credit card offer(like spark or vantage) and then would move to some other bank.

Is there a tnC page of the offers you shared in screenshot? like holiday package what's that or any more info?

Edit: here's the full tnC, looks like they put lots of ifs and buts for everything as always.. ----> https://www.dbs.com/in/iwov-resources/pdf/corporate/cep-tnc.pdf

 

[vchouksey80]

I recently took their salary account in Nov. They opened it as treasures priority and there has been no call to show me any advantage on debit cards(I don't believe there is any reward rate on their debit card so why would I spend anything on it) + I haven't received any email with their ongoing offers(like timesprime, amazon prime etc) or the spend offer screenshots you provided. Their debit card page also lacks any relevant information and the tnC of the card.

One thing to note is their treasure's priority is a complete waste as they have divided it into treasures silver, gold, and platinum.. Having platinum or gold might have some worth due to some benefits but I wouldn't keep 30lac+ trv with them on regular basis since getting magnus burgandy with 30lac trv in axis would be much more lucrative.. I have not seen any advantage of having a salary account with them yet.

Only staying to get some credit card offer(like spark or vantage) and then would move to some other bank.

Is there a tnC page of the offers you shared in screenshot? like holiday package what's that or any more info?

Edit: here's the full tnC, looks like they put lots of ifs and buts for everything as always.. ----> https://www.dbs.com/in/iwov-resources/pdf/corporate/cep-tnc.pdf

Ok, thanks bruh

 

[cardio_guy]

@pgarg24 thanks for sharing the experience. I was thinking of taking DBS salary account last month. Spoke to 2 or 3 executives. All of them talked like there are a lot of offers and promises were sky high. I was eligible for treasures variant too. But somehow I didn't have the confidence to go with them. So I dropped the plan.

I opened HDFC instead. Very happy with it so far. Excellent experience overall. Exceeded all my initial thoughts and expectations.

 

[pgarg24]

@pgarg24 thanks for sharing the experience. I was thinking of taking DBS salary account last month. Spoke to 2 or 3 executives. All of them talked like there are a lot of offers and promises were sky high. I was eligible for treasures variant too. But somehow I didn't have the confidence to go with them. So I dropped the plan.

I opened HDFC instead. Very happy with it so far. Excellent experience overall. Exceeded all my initial thoughts and expectations.

Yeah I would have taken hdfc if they provided me something😂😂 since I already have dcb and they wouldn't provide me with infinia so went with dbs so that I might atleast get some new credit card since dbs only issue card for it's account holders as of now..
I might change it back to axis... Right now I should have 5-6 months(hopefully) before they downgrade me from burgandy.