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LordPSN

TF Premier
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This sucks man..
I was happy when I upgraded to DCB via Alumni LTF route..
But now finding so many issues, I am really dejected.
This is the only super premium card (if you consider it) I have.
Others are Apay, Coral Rupay and Neu Infinity. All LTF.
 
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LordPSN said:
This sucks man..
I was happy when I upgraded to DCB via Alumni LTF route..
But now finding so many issues, I am really dejected.
This is the only super premium card (if you consider it) I have.
Others are Apay, Coral Rupay and Neu Infinity. All LTF.
Click to expand...

This is the problem with DCB, acceptance issues offline + online and very limited tap-to-pay (otherwise a rather nice card). I would suggest thinking about a move to an Infinia. You will likely lose the LTF status but acceptance is superb and the fee is more-or-less compensated for by points. What works fairly consistently is to put/move all your spends to the DCB, wait for a CLE and then request an upgrade to an Infinia (ideally, the upgrade request should be placed immediately after a few spend-heavy months).
 
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sd.ac said:
This is the problem with DCB, acceptance issues offline + online and very limited tap-to-pay (otherwise a rather nice card). I would suggest thinking about a move to an Infinia. You will likely lose the LTF status but acceptance is superb and the fee is more-or-less compensated for by points. What works fairly consistently is to put/move all your spends to the DCB, wait for a CLE and then request an upgrade to an Infinia (ideally, the upgrade request should be placed immediately after a few spend-heavy months).
Click to expand...
I already have a FYF Infinia offer but I know I can never spend 15+ Lac each year to get waiver..
Thats why I always focus on LTFs.
Looks like I may have to go with Zenith
 
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LordPSN said:
I already have a FYF Infinia offer but I know I can never spend 15+ Lac each year to get waiver..
Thats why I always focus on LTFs.
Looks like I may have to go with Zenith
Click to expand...

I believe the metal Infinia has a fee waiver at 10L while the plastic one (more complicated to get now) sits at 8L. In case you have domestic travel each year, remember that they give you close to the annual fee in points and 1 INR = 1 point (pay with points for 70% of your travel cost each time). You would need to analyze your other spends to see if the Infinia benefits make the upgrade worthwhile.
 
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