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Did ICICI Bank Blacklisted me?? - Query & Discussion

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yb24

yb24

TF Premier
I have been applying for icici credit card since 1 year ,have privilege savings bank account with them , maintain good amb but still they are not giving me any credit card.
Everytime I ask reason they told that it is due to internal policy.
Any hack?
Applied both offline,online,with salary , without Salary
 
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yb24 said:
I have been applying for icici credit card since 1 year ,have privilege savings bank account with them , maintain good amb but still they are not giving me any credit card.
Everytime I ask reason they told that it is due to internal policy.
Any hack?
Applied both offline,online,with salary , without Salary
Click to expand...
You can apply with the help of agents through c2c
 
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You can follow below thread similar for axis it took 10 attempts to get fk axis paid card now its worthless loses all charm in 2022 it was very first & good cashback cards after apay i had 10 enquiries specially for axis for this card only every time it get declined due to uncertain internal policy until i opened metro savings a/c-maintained balance,

but this does not work in icici case check ur home branch sourcing cards or not due to area pin code negative possibility it getting declined or branch in 3 tier city in my case branch never bothered to offer me any card despite savings a/c holder from 2020 regular salary coming no doubt still some internal parameter not justified why it getting declined.

Take heavy fd card use it for now still no guarantee where it lacks hope in this case amazon trigger apay card offers simultaneously u will get others like coral mmt , I realized total 4 cards i took except sale offers no use of cards i never used recently i cancelled mmt & chargeable expression cards try your luck.

V

Post in thread '💳 Share & brag your cards portfolio here! 🤑'

helloworld said:
Raise a request with respective banks who denied based on non-serviceability. Request them to remove entries in Cibil which rejected due to this particular reason (Check AU thread about the same).

If rejected due to other reasons then you can't do anything because PIN code must be verified before processing further application.

Note: It's not an easy task and might take few follow-ups and explanations, if you really want to remove those enquiries in your Cibil report, you can proceed else you can ignore but my suggestion fight.

My suggestion: Use exclusively as much as possible your...
Click to expand...
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Check your CIBIL report and see if there is anything negative?
If nothing wrong with that then some of your options can be:
1) FD based card
2) Wait 6 months, check if you have Amazon pay card application offer in Amazon app. If not - buy at least prime shopping edition. In a matter of few weeks you will get option to apply. Once approved, after a few weeks you will get coral cc too.
3) Wait 6 months, apply for CC from branch. If approved you'll get Apay and I think coral as well.

It's very important to have zero CIBIL enquiries in last 6 months before applying.
 
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pra300 said:
Check your CIBIL report and see if there is anything negative?
If nothing wrong with that then some of your options can be:
1) FD based card
2) Wait 6 months, check if you have Amazon pay card application offer in Amazon app. If not - buy at least prime shopping edition. In a matter of few weeks you will get option to apply. Once approved, after a few weeks you will get coral cc too.
3) Wait 6 months, apply for CC from branch. If approved you'll get Apay and I think coral as well.

It's very important to have zero CIBIL enquiries in last 6 months before applying.
Click to expand...
Amazon pay card rejected twice in six months
Applied via branch agent but not successful
 
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yb24 said:
I have been applying for icici credit card since 1 year ,have privilege savings bank account with them , maintain good amb but still they are not giving me any credit card.
Everytime I ask reason they told that it is due to internal policy.
Any hack?
Applied both offline,online,with salary , without Salary
Click to expand...
Same tried everything

tried amazon pay rejected x 4times
tried vis airport rekcted
tried with mall rejected
tried adani rejected
icic platnium rejected
Icici make my trip rejected
icici sapphire rejcted

same story they say in email its bank policy also file to rbi And rbi close it saying its bank policy
 
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