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During my travel, acceptance was an issue at some places. You need discover machines for acceptance. At bigger places acceptance may not be an issue. Smaller shops may have a problem. Also try to have some currency in hand since they will have a minimum at some places, and also might charge you a little transaction cost if you pay by cards.All - Looking for inputs on Diners acceptance in Europe specifically France and Germany in shops restaurants etc.
Apparently it's no big deal for merchants to pass MDR on the customer in EU and NADuring my travel, acceptance was an issue at some places. You need discover machines for acceptance. At bigger places acceptance may not be an issue. Smaller shops may have a problem. Also try to have some currency in hand since they will have a minimum at some places, and also might charge you a little transaction cost if you pay by cards.
Thank you for the tip. Transaction costs or MDR is not an issue. I am thinking of predominantly using DCB credit card with some Euro cash. If so, I can eliminate the need for forex card. In the past it was always visa or MasterCard, so didn't faced acceptance issues.During my travel, acceptance was an issue at some places. You need discover machines for acceptance. At bigger places acceptance may not be an issue. Smaller shops may have a problem. Also try to have some currency in hand since they will have a minimum at some places, and also might charge you a little transaction cost if you pay by cards.
If you have visa or mastercard with low forex markup then forex card is not required. Since, I have an account in IDFC, I preferred to take wow credit card which have 0% forex charges. I know there are better cards than this but that was the easiest to get with a fd without any hassle and cibil hit.Thank you for the tip. Transaction costs or MDR is not an issue. I am thinking of predominantly using DCB credit card with some Euro cash. If so, I can eliminate the need for forex card. In the past it was always visa or MasterCard, so didn't faced acceptance issues.
Also if you plan to go via HDFC card, read about GVP. This is actually beneficial. Will pay for itself. Check it out.Thank you for the tip. Transaction costs or MDR is not an issue. I am thinking of predominantly using DCB credit card with some Euro cash. If so, I can eliminate the need for forex card. In the past it was always visa or MasterCard, so didn't faced acceptance issues.
+1Also if you plan to go via HDFC card, read about GVP. This is actually beneficial. Will pay for itself. Check it out.
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Need suggestion of card which has low forex markup with lounge offer internationally plus with good rewards.
So i am an nre i work on cruise ship i want a card which has low forex markup with lounge offer internationally plus with good rewards i have finazlize bob eterna card and sbi elite card . What are your suggestions. Thank youwww.technofino.in
Thanks for your pointers for France as well forex charges. DCB is 2% markup and I will get 1% as cashback till some value with GVP. My wife has Regalia which is also same and it is Visa. Hope this will cover it.If you have visa or mastercard with low forex markup then forex card is not required. Since, I have an account in IDFC, I preferred to take wow credit card which have 0% forex charges. I know there are better cards than this but that was the easiest to get with a fd without any hassle and cibil hit.
DCB with regalia will be enough for all your spendsThanks for your pointers for France as well forex charges. DCB is 2% markup and I will get 1% as cashback till some value with GVP. My wife has Regalia which is also same and it is Visa. Hope this will cover it
They havent blocked my DCB yet in the last 4 months. I am using diners with paypal for online shopping, food ordering apps and cabs and offline shopping wherever applicable.And does anyone know whether HDFC blocks cards unnecessarily due to security reasons during international travel as I read ICICI does it regularly??
You can add your travel details online in net banking. Once you have updated your travel plans, there wouldn’t be a problemAnd does anyone know whether HDFC blocks cards unnecessarily due to security reasons during international travel as I read ICICI does it regularly??
good enough..Diners has gd acceptance..small towns maybe limited but major destinations. are covered.. forex card is a gd backupHow is the acceptance rate of Diners in Europe in 2024?
I am visiting Germany 4N, Switzerland 8N and Paris 3N. I have activated GVP on my DCB. Also have niyo card as backup.
How much cash should I take with me?
I am planning to take around 800 francs and 500 euros.