diners club smartbuy limit for Amazon pay voucher

[ltf4ever]

I have exhausted my 20k per month Amazon pay voucher limit on smartbuy using my diners black.

can I use my mom's smartbuy portal (she has another variant of diners) and buy additional 20k using my DCB and still get 3x points? or is the 3x accelerated rewards for a diners card tied to the smartbuy account of the same card/mobile number?

 

[Rishi Singh]

I have exhausted my 20k per month Amazon pay voucher limit on smartbuy using my diners black.

can I use my mom's smartbuy portal (she has another variant of diners) and buy additional 20k using my DCB and still get 3x points? or is the 3x accelerated rewards for a diners card tied to the smartbuy account of the same card/mobile number?

You can try with a small amount (more than 150) and see whether you get the bonus points or not.. have never tried using another smartbuy account.. Don't know whether they are so dumb to allow this but you never know...

 

[ltf4ever]

You can try with a small amount (more than 150) and see whether you get the bonus points or not.. have never tried using another smartbuy account.. Don't know whether they are so dumb to allow this but you never know...

kind of wanted to know urgently as I have some payments due in the next few days, and the 3x points will get credited only after many days.

 

[sxchzy]

i think it wiull go to her smart buy account

 

[pgarg24]

Its per card 20k. I tried creating another smartbuy gyftr account and use the same dcb card but didn't work (tried this when limit was 10k)

 

[haroldh]

i think it wiull go to her smart buy account

Similar logic should apply here, like in tata neu as well

 

[thedator]

If you try this your card will be blocked by Gyftr for 30 days. Did that once accidentally and had to wait 30 days.

 

[pprakash11]

Smartbuy gyftr blocks same card being used on different Gyftr account after your limit is exhausted.
Tried n tested.

 

[ltf4ever]

thanks all for helping me avoid the card block.

 

[pprakash11]

thanks all for helping me avoid the card block.

This community is savior in hard times 🤣

 

[Cryptopsycho]

can anyone suggest the difference between smartbuy gyftr amazon shopping voucher and amazon gift card??

 

[BeingIncog]

can anyone suggest the difference between smartbuy gyftr amazon shopping voucher and amazon gift card??

giftcards : https://www.amazon.in/gp/help/customer/display.html?nodeId=GMEPD5NLAENJEC9H
vouchers : https://www.amazon.in/gp/help/customer/display.html?nodeId=G3AAE2BSVTAEUYUU

 

[ltf4ever]

can anyone suggest the difference between smartbuy gyftr amazon shopping voucher and amazon gift card??

Amazon pay gift card - you will need to pay processing fees and taxes on that fee. eg if you buy 10k voucher, you will need to pay approx 10130. this can be used to pay bills on Amazon pay AND also to buy things from Amazon. gyftr limit for HDFC smartbuy per month is 20k.

Amazon shopping voucher - no processing fees. 10k gift card will cost you 10k only. this can be used ONLY to buy products on Amazon, and cannot be used to pay bills on Amazon pay.
monthly limit is more than 20k (I don't know how much exactly, might be 50k or even more).

 

[LordPSN]

If you are paying processing fee and taxes on Apay gift card, then surely its not beneficial for DCB users, correct?

 

[ltf4ever]

If you are paying processing fee and taxes on Apay gift card, then surely its not beneficial for DCB users, correct?

it is....dcb gives 3x equivalent to 10%.
processing fees with taxes around 1.3%
so net you will be getting more than 8.6% reward rate.

 

[LordPSN]

it is....dcb gives 3x equivalent to 10%.
processing fees with taxes around 1.3%
so net you will be getting more than 8.6% reward rate.

So how much INR should one buy Apay gift card to be profitable?

 

[ltf4ever]

So how much INR should one buy Apay gift card to be profitable?

any amount.. why not Max out with 20k?
the processing fees are % based and not flat fee, so there is no need to calculate breakeven points.

 

[Cardenthu]

Amazon pay gift card - you will need to pay processing fees and taxes on that fee. eg if you buy 10k voucher, you will need to pay approx 10130. this can be used to pay bills on Amazon pay AND also to buy things from Amazon. gyftr limit for HDFC smartbuy per month is 20k.

Amazon shopping voucher - no processing fees. 10k gift card will cost you 10k only. this can be used ONLY to buy products on Amazon, and cannot be used to pay bills on Amazon pay.
monthly limit is more than 20k (I don't know how much exactly, might be 50k or even more).

Now GYftr has added processing fee in both the voucher.

 

[di1in]

Does this work for DCB Metal? Couldn’t find it in TnC. If it does, it’s better than using the Amazon icici card on Amazon ..

 

[aniruddhaadhe]

Does this work for DCB Metal? Couldn’t find it in TnC. If it does, it’s better than using the Amazon icici card on Amazon ..

Yes. I got 3x points.