diners vs AMEX acceptability

[rohitpgarg]

In your opinion, which network has better acceptance in top tier metros?

 

[pgarg24]

I would think diners since it works on all machines which have discover network which covers 90% of the pos machines now

 

[Walter White]

In your opinion, which network has better acceptance in top tier metros?

Diners. At most machines Diners will get accepted as Rupay thanks to their partnership.

 

[metal_heart]

Most of the shops still decline Amex. I have min - 10-12 transaction which are above 1500 (ideal case for AMEX) but most of month I struggle to complete 4 transactions for AMEX. Given add-on to wife as well (which she returned frustrated as it isn't accepted, she says it's a useless card).
Earlier was using for wallet load, but with UPI CC; that use case is also not applicable much. Due to WFH fuel expense also isn't much

I may cancel it in next renewal. Got AMEX for FOMO, but I guess, I'm better without it.

 

[rohitpgarg]

Diners. At most machines Diners will get accepted as Rupay thanks to their partnership.

Does this mean that any machine/merchant which accepts rupay will also accept diners?

 

[Dai]

Diners as it works in hdfc machine

 

[Deleted member 11974]

In your opinion, which network has better acceptance in top tier metros?

Never had a Diners card but amex has pretty good acceptance in mumbai

 

[PavanPavan is verified member.]

Diners are now accepted if the acquirer- bank is HDFC or Axis bank and POS machine is from HDFC acceptability of diners have increased to a good extent i won't say 100% but yes at least 95%
SBI machine still don't accept DCB and pinelabs now have seprate acceptance for amex and DCB.

Out of all very less merchent knows about DCB so it's added advantage

Amex still a luxury card and barely 50% merchant in my city accepts

 

[Lord Of Darkness]

I am from Bangalore and I have had no problems whatsoever in using either my AMEX/Diners in most of the shopping malls/ big brand stores/restaurants etc

 

[PavanPavan is verified member.]

I am from Bangalore and I have had no problems whatsoever in using either my AMEX/Diners in most of the shopping malls/ big brand stores/restaurants etc

In metro's and tier1 amex acceptance is always great since i leave in both tier1 and tier 2 i have experienced both

 

[rajat30]

was tempted to get an Amex card, now waiting for the referral program to be back. I don't see many acceptance issues with Bangalore/Kolkata but it's still a premium commodity given benefits are fewer

 

[Lord Of Darkness]

In metro's and tier1 amex acceptance is always great since i leave in both tier1 and tier 2 i have experienced both

Yes this is true. In Tier 1 and Tier 2 i dont even take out my Diners/AMEX to be honest
Normally always end up using either a VISA or a MASTERCARD 😀

 

[ltf4ever]

I had heard that similar to diners-hdfc, amex had partnered with SBI.
never bothered to check since I don't have any amex card, but correct me if I am wrong.

 

[PavanPavan is verified member.]

was tempted to get an Amex card, now waiting for the referral program to be back. I don't see many acceptance issues with Bangalore/Kolkata but it's still a premium commodity given benefits are fewer

If you want to apply soon..income criteria is changed for amex now..For bangalore it's now 10LPA

 

[PavanPavan is verified member.]

I had heard that similar to diners-hdfc, amex had partnered with SBI.
never bothered to check since I don't have any amex card, but correct me if I am wrong.

No no sbi POS machine by default doesn't accept AMEX 🙁

 

[bonheur]

but I guess, I'm better without it.

Please have a word with Amex marketing team once who insist, "Don't live life without it!"

 

[LordPSN]

Hi
Is Amex LTF?

 

[PavanPavan is verified member.]

Hi
Is Amex LTF?

Which card