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[Discussion] HDFC UPI RuPay Card is given LTF

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dvader

dvader

TF Premier
Hi Guys/Gals,

Please take this post as a matter of discussion and not as a matter of fact. I am just giving my findings and experience.

I hold an HDFC preferred account (just stating the variables, don't know if it has any bearing). I have an HDFC Regalia and Diners Priv Card.
My brother holds an add-on preferred account. Not salary. He has HDFC moneyback CC

Now I saw a festive season offer for HDFC UPI RuPay CC (99+GST) and applied and got the card in 1 min (20th October). My brother did the same and got his card. The RM is a friend so I filled up the employee details in the application \("Are you helped by an HDFC representative") so he would get some incentives.

In order to confirm that the card was charged at 99+GST and not 250+GST I called customer care and they told me and I quote "Sir apka UPI card LTF hai". I asked my brother to call Customer Care and the same result. I have called customer care thrice now and each time I got a confirmation that the card is LTF.

Guys, what the hell is happening? Is it because of the employee/branch/chaneel code? or cuz I have a preferred account? Can one of you try my steps and give a theory for this phenomenon?

This is the first time I have been bugged by a card being LTF.....
 
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In the month of may, I also applied like that only. I hold classic relationship with HDFC. I applied for the card as First year free. Later my RM told it was LTF provided as a Floater card on my Millennia Diners LTF.

But recently my RM told. HDFC has revisited the terms and it is not LTF anymore.
 
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dvader said:
Hi Guys/Gals,

Please take this post as a matter of discussion and not as a matter of fact. I am just giving my findings and experience.

I hold an HDFC preferred account (just stating the variables, don't know if it has any bearing). I have an HDFC Regalia and Diners Priv Card.
My brother holds an add-on preferred account. Not salary. He has HDFC moneyback CC

Now I saw a festive season offer for HDFC UPI RuPay CC (99+GST) and applied and got the card in 1 min (20th October). My brother did the same and got his card. The RM is a friend so I filled up the employee details in the application \("Are you helped by an HDFC representative") so he would get some incentives.

In order to confirm that the card was charged at 99+GST and not 250+GST I called customer care and they told me and I quote "Sir apka UPI card LTF hai". I asked my brother to call Customer Care and the same result. I have called customer care thrice now and each time I got a confirmation that the card is LTF.

Guys, what the hell is happening? Is it because of the employee/branch/chaneel code? or cuz I have a preferred account? Can one of you try my steps and give a theory for this phenomenon?

This is the first time I have been bugged by a card being LTF.....
Click to expand...
You mean what the hell happening? This HDFC general rupay card will do nothing and waste your spend, instead can have a better rupay card outside hdfc like Bob or pnb select which benefits us a lot.
 
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dvader said:
Hi Guys/Gals,

Please take this post as a matter of discussion and not as a matter of fact. I am just giving my findings and experience.

I hold an HDFC preferred account (just stating the variables, don't know if it has any bearing). I have an HDFC Regalia and Diners Priv Card.
My brother holds an add-on preferred account. Not salary. He has HDFC moneyback CC

Now I saw a festive season offer for HDFC UPI RuPay CC (99+GST) and applied and got the card in 1 min (20th October). My brother did the same and got his card. The RM is a friend so I filled up the employee details in the application \("Are you helped by an HDFC representative") so he would get some incentives.

In order to confirm that the card was charged at 99+GST and not 250+GST I called customer care and they told me and I quote "Sir apka UPI card LTF hai". I asked my brother to call Customer Care and the same result. I have called customer care thrice now and each time I got a confirmation that the card is LTF.

Guys, what the hell is happening? Is it because of the employee/branch/chaneel code? or cuz I have a preferred account? Can one of you try my steps and give a theory for this phenomenon?

This is the first time I have been bugged by a card being LTF.....
Click to expand...
Few days ago.i wrote to priority desk to convert my UPI FYF(250) to LTF.

Bank has denied. I will wait till the year end of the card. Later i will escalate further
 
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RupayMan said:
You mean what the hell happening? This HDFC general rupay card will do nothing and waste your spend, instead can have a better rupay card outside hdfc like Bob or pnb select which benefits us a lot.
Click to expand...
yeah, I don't care about the card. It's just bugging me that why it's LTF when it's clearly mentioned otherwise.
 
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