Do cibil report by bank also include registered mobile number and email

[stylist]

I wanted to know how cibil and similar agencies also get our registered mobile number. I checked my cibil score and it has all my mobile number total in 3 so far registered with various banks till date . Any way to stop these agencies from getting our mobile number and email registered with bank credit card or saving account. And if bank doesn't report mobile number and email then how these agencies get these information ?. I am getting various calls from personal numbers and they claim they are from this and that particular Bank and they have cc offers for me . I know they are lying because whenever I say I don't want this bank cc , they immediately offer me another bank cc. I got too many cibil and rating agencies report hit at the beginning.
How can I stop these people from calling me . Last time someone called me i told them I defaulted on my loans so don't call me . But I am still getting these annoying call . At the beginning I believed some of these agent and share my personal information. But I still don't understand how can cibil report have my registered mobile number with bank Even those I never shared with anyone.

 

[NABNAB is verified member.]

Yes, Banks and Institutions give your Number, Email, Address, Income, etc details to the Credit Agencies.

It's difficult to say from where your number got leaked. But, as it's already got leaked, can't do anything about it.

 

[Mr. BeanMr. Bean is verified member.]

And if bank doesn't report mobile number and email then how these agencies get these information ?

If you apply for a credit card and don't get the approval, you should immediately register with the respective bank's DND. Once you apply, you consent to share your info with the bank's DSA. That's how those spammers get your mobile number. Not through CIBIL or other credit bureaus.

I had the same issue when I joined TF community. Applied for every bank CC that may potentially provided me a CC. Then, got a couple of CCs. For the rest, I registered DND. It is a painful process. However, that's the way to stop those calls.

Additionally, you may try registering complaint in the TRAI DND app (for each call). This speeds-up the above process.

Even recently, in Dec 2024, I applied for HDFC CC, got declined, yet got calls from DSA (the spammers are actually DSA). Registered in HDFC's DND. The spam calls stopped after about a week of registering.

got too many cibil and rating agencies report hit at the beginning.

This is the beginning of current mess with spammers.

 

[stylist]

If I tell every private cc agent that I have defaulted on my loans . Or something like that would that make them stop calling me . Or should I try something else.

 

[stylist]

I have recently opened a new account at icici and cloud also get a cc acording to the guy who came to open account. Is there anything I could do to make sure they don't report my mobile number and email ID to rating agencies

 

[Mr. BeanMr. Bean is verified member.]

Is there anything I could do to make sure they don't report my mobile number and email ID to rating agencies

Unfortunately, no, we can't do anything with that process.

 

[mailmenow]

what is this written off amount=-1, settlement amt=-1,cash limit=-1,intrest rate . It is showing the same for icici, axis credit card. Why??