Do India's credit bureaus allow locking/freezing your credit report?

[Suspicious Activity]

I had posted sometime back regarding multiple lines of credit being opened in my BIL's name without his knowledge or consent.

I remember reading that US consumers of Equifax, CIBIL etc have an option to freeze or lock their credit report if they suspect fraudulent activity or if they are not in the market looking for any loans.
Does anyone know if guidelines exist in India to implement the same?
If yes, how does one go about it?

Sorry if this has been posted before. Could not find any relevant post regarding this.

 

[Suspicious Activity]

none of them support this feature till now. was looking same since aadhar introduced biometric lock and send queries to CIBIL and Experian, said "nothing planned yet".

Really good one actually, so that banks won't do multiple enquiries unnecessarily, limit the fraud etc. but I do not hope it will implement anytime in future. So far these bureaus itself useless without providing any support and sharing data with just mobile number and PAN to apps.

yeah. atleast aadhar should be mandatory for cibil enquiry. pan number can be duplicated but aadhar is unique for a individual. what is the point of aadhar pan linking if cibil does not ask for aadhar number before generating report.

 

[CardSeeker]

No Option Till Now
RBI Should Bring New Rules & Regulations

 

[BlueFlash]

@TechnoFino Any possibility of raising this concern and filing a petition over various social media with enough resources, so that the credit bureaus enable the option of credit freeze in India too ? I guess your last wave of getting HDFC report their credit limit to these credit bureaus was a great success, so maybe you can lead this one too ?
P.S: I see that you had already raised this concern over this thread: https://www.technofino.in/community...stem-unauthorised-credit-report-access.13439/ So maybe time to time to lead the whole Technofino army on this XD

 

[TechnoFinoTechnoFino is verified member.]

@TechnoFino Any possibility of raising this concern and filing a petition over various social media with enough resources, so that the credit bureaus enable the option of credit freeze in India too ? I guess your last wave of getting HDFC report their credit limit to these credit bureaus was a great success, so maybe you can lead this one too ?
P.S: I see that you had already raised this concern over this thread: https://www.technofino.in/community...stem-unauthorised-credit-report-access.13439/ So maybe time to time to lead the whole Technofino army on this XD

True... we have to rise our voice, we have to lead.... soon I'll start a campaign on this 🙂

 

[Suspicious Activity]

True... we have to rise our voice, we have to lead.... soon I'll start a campaign on this 🙂

I managed to close a couple of the disputed accounts. The rest is an uphill fight.