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Does any one Got INDUSIND PINNACLE Credit card as HIS FIRST CC in INDUSIND ( with or without savings account relationship)

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sun156

sun156

TF Premier
Hai Guys please answer only IF someone
who Got is FIRST CC in INDUSIND AS PINNACLE CREDIT CARD WITH OR WITHOUT EXISTING BANK RELATIONSHIP ( SO prior to PINNACLE CARD he shouldn't have any other CC in indusind)

1) How you applied ( Agent , Online , Branch , any other channel )
2) You given salaried or self employed , what income range mentioned ,
3) Does they asked any ITR or not after applying
4) Any address verification office or home
5) CIBIL HIT HAPPENED OR NOT
6) does office address mentioned by You also serviceable area or not as filled in application
7) what is the limit sanctioned
8) what parameters are reported in cibil By indusind from below
  • office address Reported or NOT
  • Present Adress Reported or Not
  • Employment details like ( Salaried or Self employed ) reported or not

kindly please update me ,
 
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sun156 said:
1) How you applied ( Agent , Online , Branch , any other channel )
Click to expand...
Online
sun156 said:
2) You given salaried or self employed , what income range mentioned ,
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Slf
sun156 said:
3) Does they asked any ITR or not after applying
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No
sun156 said:
4) Any address verification office or home
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No
sun156 said:
5) CIBIL HIT HAPPENED OR NOT
Click to expand...
Yes
sun156 said:
6) does office address mentioned by You also serviceable area or not as filled in application
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Yes
sun156 said:
7) what is the limit sanctioned
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2.5L
sun156 said:
8) what parameters are reported in cibil By indusind from below
  • office address Reported or NOT
  • Present Adress Reported or Not
  • Employment details like ( Salaried or Self employed ) reported or not
Click to expand...
Nothing as all details present before are same
 
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Three Ts are important.

Timing & Target - Each month n each quarter has different targets for different products - with varying degree of flexibility to some select Agents. Incentives n targets to reach often decide whether you will get your card or not.

Trust - One must believe in the Agent - if you are going thru one - and wait for the right time. There could be hundreds of problems to him - within the bank n outside - so you should be able to WAIT. Even for 2-4 months.

These issues were discussed in a couple of threads earlier.

This is the reasons why - I do not wish to share irrelevant n obsolete data.
 
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RAMESH BABU N said:
Three Ts are important.

Timing & Target - Each month n each quarter has different targets for different products - with varying degree of flexibility to some select Agents. Incentives n targets to reach often decide whether you will get your card or not.

Trust - One must believe in the Agent - if you are going thru one - and wait for the right time. There could be hundreds of problems to him - within the bank n outside - so you should be able to WAIT. Even for 2-4 months.

These issues were discussed in a couple of threads earlier.

This is the reasons why - I do not wish to share irrelevant n obsolete data.
Click to expand...


So finally sir, you havent answered what I aksed, or any thing related.
I dont know wherr you discussed these questions In prv threads.. and I will know that
It is much simple to answer my query than writing such 3 Ts.

Any how I understand sir , why you given such reply.

Tq
 
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Both of us have ITRs in excess of 20L.
Both of us are Self Employed. Proofs given. Bank Statements given.
We own houses in Hyderabad and Tirupati. And spend there every alternative month. Hyderabad address given - because we were there then.
Office/home verification - probably done - Both of us have 800+ CIBIL score. Got very good limits.
CIBIL hits does happen.

My only condition - my wife must get it first. It's her first unsecured card. I can wait for even 6 months. I was already holding more than a dozen cards already (with over 30 cards closed till then).

I am wondering how n if this data is going to help anyone trying to apply now.
 
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RAMESH BABU N said:
Both of us have ITRs in excess of 20L.
Both of us are Self Employed. Proofs given. Bank Statements given.
We own houses in Hyderabad and Tirupati. And spend there every alternative month. Hyderabad address given - because we were there then.
Office/home verification - probably done - Both of us have 800+ CIBIL score. Got very good limits.
CIBIL hits does happen.

My only condition - my wife must get it first. It's her first unsecured card. I can wait for even 6 months. I was already holding more than a dozen cards already (with over 30 cards closed till then).

I am wondering how n if this data is going to help anyone trying to apply now.
Click to expand...
It will Guide in many ways ☝️, Depends on how, One take IT.
 
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RAMESH BABU N said:
Both of us have ITRs in excess of 20L.
Both of us are Self Employed. Proofs given. Bank Statements given.
We own houses in Hyderabad and Tirupati. And spend there every alternative month. Hyderabad address given - because we were there then.
Office/home verification - probably done - Both of us have 800+ CIBIL score. Got very good limits.
CIBIL hits does happen.

My only condition - my wife must get it first. It's her first unsecured card. I can wait for even 6 months. I was already holding more than a dozen cards already (with over 30 cards closed till then).

I am wondering how n if this data is going to help anyone trying to apply now.
Click to expand...
uncle garu meru apply chesinappudu

vadu me IT returns tesukkunnada and Address verfication chesada ledha
evey cheppandi chalu
 
Last edited:
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@TrueColours @sun156

:person-raising-hand: :robot::teddy-bear::thinking-face:
I came to learn something, learning something else. Even though I know about 5-6 languages but this one going bouncer for me.

India is soo reach. No politician highlight this positive thing. They always want the language they are comfortable should be prioritised for the rest.

Thank you.
 
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ritziveer said:
Telugu. 3 words limit
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Music Producer Musician GIF by Sudeep Audio GIFs
 
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sun156 said:
Hai Guys please answer only IF someone
who Got is FIRST CC in INDUSIND AS PINNACLE CREDIT CARD WITH OR WITHOUT EXISTING BANK RELATIONSHIP ( SO prior to PINNACLE CARD he shouldn't have any other CC in indusind)

1) How you applied ( Agent , Online , Branch , any other channel )
2) You given salaried or self employed , what income range mentioned ,
3) Does they asked any ITR or not after applying
4) Any address verification office or home
5) CIBIL HIT HAPPENED OR NOT
6) does office address mentioned by You also serviceable area or not as filled in application
7) what is the limit sanctioned
8) what parameters are reported in cibil By indusind from below
  • office address Reported or NOT
  • Present Adress Reported or Not
  • Employment details like ( Salaried or Self employed ) reported or not

kindly please update me ,
Click to expand...
Dude one recommendation from my side. Whatever you do don't apply via agent or some bank employee these people are greedy they just care about their incentive. They will put wrong data in your application and eventually will effect your cibil. Alot of people might give suggestions to apply via some agents on this platform but don't listen to them, they are getting commissions from the agent.

I am not getting anything by saying all of this so just apply via indus website directly.

Tip: Redirect via cashkaro for some extra cash. (use someone's cashkaro referral if u don't have the cashkaro account yet)
 
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Rahul Gupta said:
Dude one recommendation from my side. Whatever you do don't apply via agent or some bank employee these people are greedy they just care about their incentive. They will put wrong data in your application and eventually will effect your cibil. Alot of people might give suggestions to apply via some agents on this platform but don't listen to them, they are getting commissions from the agent.

I am not getting anything by saying all of this so just apply via indus website directly.

Tip: Redirect via cashkaro for some extra cash. (use someone's cashkaro referral if u don't have the cashkaro account yet)
Click to expand...
what about applying through @RS1910 ?
 
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Credit_Cards said:
what about applying through @RS1910 ?
Click to expand...
I was specifically pointing at that guy.

Read my story-

Rahul Gupta

Post in thread 'Indusind sales person Rajesh Misled and missold legend card by @RS1910'

Guys if you want my opinion then stay away from @RS1910 . He left me with an credit card inquiry after making a fool of me 2nd time. I can't believe he made me fool two times now.

So here's my story with him.

I had a pre-approved indusind legend offer with 5 lac limit based on my indus exclusive savings account but i needed pinnacle so i approched @RS1910 .

He said he can get me the card then asked for some basic details and then he told me sir there is already some open cc application is showing on your profile( I didn't even apply for any indus cc ever). He said he can get...
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Here's My Journey
Anindya98

Thread 'IndusInd Bank Credit Cards getting instantly approved without any Verification on Link mentioned on thread'

IndusInd Bank Relationship: Aura Edge Add-on Card (Sept 2023) -> Add-on Upgraded to Legend (Mar 2024) -> Opened Indusind Select Account (May 2024) ->Applied Indusind Credit Card via @RS1910 (not blaming him in July 2024) (Which was rejected by the Bank after verification) -> Legend CC (Oct 2024)

⏩14th Oct 2024
I got a call from some IndusInd CC agent that I have a pre-approved CC offer with up to 5L. I did not give importance as I thought she was just saying to complete her quota and asked her to call after some time. She followed up...
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Rahul Gupta said:
Dude one recommendation from my side. Whatever you do don't apply via agent or some bank employee these people are greedy they just care about their incentive. They will put wrong data in your application and eventually will effect your cibil. Alot of people might give suggestions to apply via some agents on this platform but don't listen to them, they are getting commissions from the agent.

I am not getting anything by saying all of this so just apply via indus website directly.

Tip: Redirect via cashkaro for some extra cash. (use someone's cashkaro referral if u don't have the cashkaro account yet)
Click to expand...
tq anna

The most genuine comment I have ever seen bro tq so much for this
yes bro I knew, My friend once contacted him, he is very busy and Told nothing is required except a set of data , there are so many points missed
he is saying like sure you will receive the card , but he is not backend guy , And he confirms everything.
Then I understand he is similar like any other sales agent , who dont bother our future problems.


Bro if possible DM me your telegram or Mob no or instagram
 
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