Does AU Xcite Ultracredit Card Offer 2% Cashback on All Online Transactions, Including Bill Payments?

[Maitri_Maniya]

I'm considering the AU Xcite Ultra credit Card, which offers 2% cashback on online spending. Does anyone know if this cashback applies to all online transactions, particularly bill payments? Has anyone confirmed if bill payments qualify as 'online spends' for the 2% cashback?

 

[helloworld]

For online spending, there are 5% cards.

 

[Maitri_Maniya]

For online spending, there are 5% cards.

yes. but i don't have any AU card. and on the AU swipe up platform. it's showing this card for me

 

[helloworld]

yes. but i don't have any AU card. and on the AU swipe up platform. it's showing this card for me

so, you dont want those 5% cards and purchase that pay vouchers to pay bill payments as per your requirement but wants to use AU card only because ... thats you applied?

Ever thought that you may not need this card at all?

Thread 'Guide to suggest a credit card - Basic requirements'

Sep 28, 2024

How to Choose the Right Credit Card for You

Simply looking at your CIBIL score or listing your existing cards won't help determine the most suitable credit card for you. To make an informed choice, you need to consider various factors.

Key Steps to Select a Credit Card:​

1. Identify Your Spending Categories
   
   Look at your monthly or annual expenses and categorize them. This will help determine which card gives the best rewards for your spending pattern.
   
   Example:
   • Amazon: ₹5,000
   • BigBasket: ₹5,000
   • Offline Grocery: ₹10,000...

• helloworld
• Replies: 8
• Forum: Suggest me a Credit Card

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